Bursaries and Scholarships
The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.
See link below for scholarships and bursaries.
http://www.metisnation.org/programs/education–training/education/bursaries–scholarships
Just because it’s August doesn’t mean you should not be applying for scholarships and bursaries. There is always something out there – so go get that free money!
1. SecureReset Fall 2013 Scholarship – Open to all students. Amount: $300. Deadline: November 1, 2013.
2. CrossLites Essay Scholarship – Open to all students. Amount: $2000. Deadline: December 15, 2013.
3. Ipsos i-Say Survey – Open to all students. NOTE: This is a contest. Amount: $5000. Deadline: None listed.
4. Equals6 Top-Talent Scholarship – July-September 2013 – Open to all students. Amount: $250. Deadline: September 30, 2013.
5. Bill Kehler Memorial Awards– For students pursuing Broadcasting or Agriculture. Amount: Four awards worth $2500. Deadline: August 30, 2013.
6. Justice Centre for Constitutional Freedoms Essay Contest – Open to students commencing studies in September 2013. Amount: 1st Prize $1,000, 2nd prize $500, 3rd prize $250. Deadline: September 1, 2013.
7. Tronia Systems Scholarship – Open to students enrolled in an Agribusiness program (or related field). Amount: Two worth $1000. Deadline: October 7, 2013.
8. CBC Literary Prizes – Open to Canadian citizens who submit original, unpublished writing. Amount: $6000, secondary prizes worth $1000. Deadline: Open for submissions on September 1, 2013.
9. Terry Fox Humanitarian Award – Open to all students across Canada pursuing their first undergraduate degree. Amount: 20 awards worth $7000. Deadline: February 1, 2014.
10. Jeremy Dias Scholarship – Open to all students. Amount: Varies depending on need. Deadline: August 15, 2013.
Am I eligible?
You are eligible if you:
– apply and qualify for a Canada Student Loan;
– are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
– meet the criteria for students with permanent disabilities; and
– include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.
What’s available?
$2,000 per academic year (August 1 to July 31).
This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.
Since grant amounts are fixed, the amount you receive may exceed your assessed need.
Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.
How do I apply?
The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.
It’s not fun being broke and it’s definitely not fun living paycheque to paycheque! Learning how to manage money wisely is a skill that should be taught in school. Unfortunately, most students aren’t taught this skill in school or at home and, as a result, rack up a lot of debt by the time they enter adulthood. If you want to learn how to manage your money wisely and avoid getting into debt, here are some simple rules to keep in mind:
1) Don’t spend more than what you have – It sounds so simple, but you’d be surprised at how many people don’t follow this logic. So I’ll repeat it again – don’t spend more than what you have. Or, more accurately, only spend what you can afford. For example, if you only have $100 in your bank account, don’t go out and buy the latest iPhone for $800. If you really want to get a brand new iPhone, then save up $800 for it. It may sound painful, and it may feel like it will take you an eternity to do so, but doing this will actually save you money in the long run!
2) Use cash – Why? Because when you use cash you can only spend what you have (see rule #1). So if you only have $100 in your bank account, you are only going to have $100. Using cash keeps you in check. It’s a good idea, too, to keep your receipts and write down what you spent your cash on so you know where the money went.
3) Avoid credit cards – Some people cannot handle credit cards. The act of swiping or tapping a card to pay for purchases means that some people use their credit card to pay for things they can’t afford (thereby breaking rule #1). This means that when the credit card statement arrives a few weeks later, they are only able to pay the minimum payment required and end up incurring interest charges; interest charges which are ridiculously high — 19.5% and higher! Paying interest on credit cards actually costs you more in the long run. You end up paying much more than the original cost of the item you bought. For these reasons, stay away from credit cards! If, however, you do insist on having a credit card, then at least make sure you can pay off your statement in full (i.e. don’t spend more than what you have)!
4) Put aside money into a savings account/emergency fund/rainy day fund – Life is unpredictable. You never know when you will need to have some extra money in your account for expenses you didn’t foresee. For example, let’s say your car badly needs a $200 repair job. Do you have some money saved up to pay for the repair and still pay the rent? What if you fall sick and can’t go to work for a few weeks – do you have some money in your bank account to tide you over until then? Put a little money aside from your paycheque each month into a savings account or other emergency fund. Do not use the money in this account unless you have to! The best part is that if you keep putting money into this account and don’t touch it for a while, your savings will actually grow thanks to interest! Your money can earn you money without you having to do anything. (In this same way, a credit card statement not paid in full can incur interest charges that will cost you more in the long run.)
Following these 4 simple rules will allow you to manage your money wisely and avoid getting into debt. Good luck!
Bursaries and Scholarships
The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.
See link below for scholarships and bursaries.
http://www.metisnation.org/programs/education–training/education/bursaries–scholarships
If you are graduating from high school this month, chances are you are preparing to enter your first year of college or university this fall. That means you need to figure out your finances – how exactly will you pay for your post-secondary education? Student loans are very helpful, but you need to pay them back. There’s a bevy of scholarships and bursaries just waiting for you to go out and grab them – and you don’t have to repay them! So what are you waiting for? Check out some of these excellent scholarships and apply for that FREE money!
1. Equals6 30 Day Scholarship – Open to all students in all programs. Amount: $250. Deadline: June 12, 2013.
2. Bill 7 Award – Open to students who identify as lesbian, gay, bi-sexual, transgender, transsexual, two-spirited, and/or queer and are attending a school in Ontario. Amount: $2000. Deadline: August 2, 2013.
3. NACBS Undergraduate Essay Contest – Open to students in any school who write an essay on a British topic. Amount: $100. Deadline: June 15, 2013.
4. Workers Health & Safety Centre Scholarship – Open to students attending school in Ontario. Amount: $1000. Deadline: June 7, 2013.
5. AIA and the Global Automotive Aftermarket Symposium (GAAS) Scholarship Program – Open to students enrolled in an accredited automotive technical program in Canada. Amount: $1000. Deadline: June 15, 2013.
6. Canada’s Outstanding Young Farmers Memorial Scholarship – Open to students who are studying agriculture in any school. Amount: $1000. Deadline: June 30, 2013.
7. Nexen Oil Sands Scholarship Program – Open to Canadian citizens or permanent residents that reside within the area eligible for bus transportation to Fort McMurray by the Northland School Division. Amount: $2500. Deadline: June 30, 2013.
8. Canadian Medical Hall of Fame/Great-West Life, London Life, and Canada Life Scholarship Fund – Open to currently enrolled high school students planning to pursue post-secondary studies in medicine or health sciences at a Canadian university. Amount: $1000. Deadline: June 10, 2013.
9. Nelson Civic Leadership Scholarship – Open to all Canadian students outside of Quebec who are making a difference in their community. Amount: $5000. Deadline: June 28, 2013.
10. Canada Post Aboriginal Education Incentive Awards – Open to Aboriginal Canadians who have been out of school for one year. Amount: $1000. Deadline: August 31, 2013.
Am I eligible?
You are eligible if you:
– apply and qualify for a Canada Student Loan;
– are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
– meet the criteria for students with permanent disabilities; and
– include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.
What’s available?
$2,000 per academic year (August 1 to July 31).
This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.
Since grant amounts are fixed, the amount you receive may exceed your assessed need.
Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.
How do I apply?
The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.
Bursaries and Scholarships
The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.
See link below for scholarships and bursaries.
http://www.metisnation.org/programs/education–training/education/bursaries–scholarships
The internet is a great source of information. You could research, connect with friends and relatives, shop for various things and you could even finish or earn an online college degree. With the advent of technology, everything seems to be just a click away. But the World Wide Web is not just a source of facts, it is also full of scams.
More students are becoming interested in acquiring online college degrees. In fact, as of 2007, there are already 3.7 million online students. It is easier for working parents, single parents and the disabled to take online college degrees since geographical location is not a big issue. Time and budget would depend on the student.
But online college programs are not the only ones increasing in popularity – bogus online colleges are also proliferating on the internet. The issue of having fake college degrees and diplomas is not new; the internet just gave the problem a new look. Nowadays they are called diploma or degree mills.
Fake online colleges would provide an illusion that they are a reputable and solid online academic institution. But when researchers and experts check their domain name, it would show that they do not have a concrete campus or office.
How could you differentiate illegal and legitimate online colleges and universities? There are two ways these fake institutions would market. They could blatantly announce that they are selling bogus college diplomas, while there are others which would pretend to have a solid academic background and fool the people. How do you protect yourself from such scams?
• Ask questions. It has been a common notion to never question a college or a university. But when dealing with online colleges, it is important to ask questions about management, offered courses, etc. to get an idea about its credibility.
• Check the accreditation of the online college in question. Even if they are saying that they are accredited do not settle until you have completely verified their accreditation.
• They do not require anything else other than credit card information. Online colleges require high school transcripts, previous academic records and test scores. It is likely you are dealing with fake institutions if the only thing important for them is money.
• Earning your degree would only take you about 30 days after enrollment. A real college degree, even if it is online, is something that you would have to earn and not something that would be handed to you regardless of your status.
• The online college in question has multiple complaints filed against them. You could check your local provincial government or the Better Business Bureau to see if they have lists of unaccredited colleges.
It’s the time of the year where many students are preparing their post-secondary applications, and with that comes scholarship applications, too. With that in mind, we wanted to give you an extra dose of scholarships this month. Here are ten more that you can apply for! Check the due date, as some of them need to be in this weekend. Go out and get that free money!
1. KSA K-W Rangers Scholarship – for girls entering their first year of study at any school. Amount: $2000. Deadline: May 21, 2013.
2. Helena Marie Saunders Memorial Award – For students in the Administrative Assistant and Secretarial Science program at Grant MacEwan University in Alberta. Amount: $500. Deadline: May 18, 2013.
3. J. Michael Waldram Memorial Model Forest Fellowship – For students enrolled in a Natural Resources and Conservation program at any school. Amount: $1000. Deadline: May 18, 2013.
4. Estevan Public Service Local 1120 Scholarship – For students from Saskatchewan studying at any school. Amount: $250. Deadline: May 23, 2013.
5. Orville Erickson Memorial Scholarship Fund – For students from Yukon Territory studying in a Natural Resources/Conservation program. Amount: $4000. Deadline: May 25, 2013.
6. A Campus Saint-Jean Award – For students entering their first year of study at the University of Alberta. Amount: $1000. Deadline: May 30, 2013.
7. Aboriginal Education Partnership Program – For Aboriginal students from Alberta. Amount: Based on need. Deadline: May 30, 2013.
8. Adrienne Goudie Memorial Bursary – For students that went to a Western Canada high school. Amount: $400. Deadline: May 30, 2013.
9. Arrata Family Award for New Canadians – For new Canadians that attending high school in Calgary. Amount: $2100. Deadline: May 30, 2013.
10. Bowness Historical Society Student Award – For students that attended Bowness High School in Alberta. Amount: $500. Deadline: May 30, 2013.