Category: Scholarships

  • Why Should I Apply for a Scholarship?

    Why Should I Apply for a Scholarship?

    There are so many students entering college every year and sometimes it feels like there’s only a handful of scholarships. The truth is, scholarships tend to be one of the largest untapped resources for students entering post-secondary education. It may seem futile with all the other students you find yourself competing with, but that couldn’t be further from the truth. Scholarships are actually a very underused resource that are very easy to apply to and that you could really benefit from!

    First, you have to set out and find as many scholarships as you can. They can come from practically everywhere! The most common place to find scholarships is right at the school you were just accepted to. If you look at online resources or ask a guidance counselor about available rewards, you’re already halfway there! It’s also worthwhile to check out any leads at the high school you’re leaving through postings. Combing over different community boards or asking around in extracurricular activities you’re a part of is well worth your time. Foundations, organizations, local businesses, civic groups, labour boards, federal, provincial/state agencies, and other places all house a few resources that can lead you to scholarships.

    Now that you’ve found a few pools of scholarships, you should find the ones you qualify for. Almost all schools offer an entrance scholarship of some kind when you’re accepted into the program. Maintaining a high grade-point average while applying is another sure way to qualify for a few other scholarships. If you’re the athletic type, you can use your passion for sports to earn some extra dollars. One of the most common kinds of scholarships come to those with a knack for writing, whether it’s creative, academic, or persuasive. Other scholarship types include the community-based scholarships (where participating or volunteering can not only build up your resume, but can demonstrate your ability to be an exceptional student), first in the family, and military scholarships.

    Applying for scholarships is not only a good idea, but it could be a necessity. Scholarships lessen the financial burden that comes with school. You probably hear many people referring to scholarships as “free money”, which isn’t very far off the mark, though you do have to put in a bit of time and effort for them. Like with any other award certificate, a scholarship also looks good on your resume. The next time you’re applying for a job, it could be the difference between landing the interview and wondering whether or not they’re going to get back to you.

    All things considered, of course you should apply for a scholarship! In fact, you should apply for as many scholarships that you remotely qualify for. Even if you likely aren’t going to win them all (maybe not even too many of them), you won’t gain anything at all if you don’t at least try. Applying for a scholarship is far from a waste of time!

  • October 2017 Scholarships: Apply Now!

    October 2017 Scholarships: Apply Now!

    Alberta Greenhouse Growers Association Scholarship

    Scholarship Value: $500

    Awards Available: 2

    Award Deadline: October 31, 2017

    Address: https://agga.ca/about-agga/awards.html

     

    Centennial Scholarship

    Scholarship Value: $2,500

    Awards Available: 1

    Award Deadline: October 31, 2017

    Address: http://www.cim.org/en/Societies-and-Branches/Societies/Maintenance-Engineering-and-Reliability-Society/Awards-and-Scholarships

     

    10 Words or Less Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: November 1, 2017

    Address: https://www.studentscholarships.org/easy.php#sthash.luYHXJc8.dpbs

     

    Student Life Expo 2017 Free Pass & Contest!

    Amount: $5,000

    Provided by: Student Life Expo

    Deadline: October 29, 2017

    Donor: Student Life Expo

    Renewable: No

    Number Available: 1

    Type of Award: Contest

    Address: http://studentlifeexpo.com/register/

     

    Horatio Alger Canadian Scholarships

    Amount: $5,000

    Provided by: Horatio Alger Association of Canada

    Deadline: October 25, 2017

    Donor: Horatio Alger Association of Canada

    Renewable: Yes, 5 year(s)

    Number Available: 80

    Type of Award: Bursary

    Address: https://www.horatioalger.ca/en/scholarships

     

    Academic Achievement Scholarships

    Amount $6,000

    Provided by Redeemer University College

    Renewable Yes

    Type of Award Scholarship

    Automatic Consideration Yes

    Address: http://www.scholarshipscanada.com/Schools/Quick-Facts/University+College/brede08/Redeemer-University-College

     

    BMO Financial Group Diversity Scholarships

    Amount: $1000-$2500

    Deadline: October 13, 2017

    Provided by: BMO/ Ryerson University

    Type of Award: Scholarship

    Address: http://www.ryerson.ca/content/dam/currentstudents/awards/pdfs/schol_ent_bmofinancial.pdf

     

    CIM Foundation’s Taking Flight Scholarship

    Deadline: October 15th, 2017

    Amount: $1000

    Provided by: Canadore College

    Information: https://www.canadorecollege.ca/support/money/external-awards

    Address: https://az184419.vo.msecnd.net/canadore-college/awards-and-money/Taking%20Flight%20Scholarship%20Application.pdf

     

    Couponbirds “Help to Save” Scholarship”

    Deadline: October 21, 2017

    Amount: $500

    Provided by: Coupon Birds

    Address: https://www.couponbirds.com/scholarship

     

    Metis Nation Ontario Bursary

    Deadline: November 1st, 2017

    Amount $1000-Annually

    Provided by: Waterloo University

    For: Metis Students

    Address: https://uwaterloo.ca/student-awards-financial-aid/forms/bursary-forms

  • September 2017 Scholarships: Apply NOW!

    September 2017 Scholarships: Apply NOW!

    Via studentscholarships.org and scholarshipscanada.ca

    Johnathan Doody Memorial Scholarship

    Scholarship Value: $800

    Awards Available: 3

    Award Deadline: September 14, 2017

    Address: https://docs.google.com/a/studentscholarships.org/forms/d/e/1FAIpQLSeJq3HiE0pCn-qeoV7n9clfb3LVmdnIQX9j2hY37qDbJBUW7Q/viewform?c=0&w=1

     

    Claude Deschamps Memorial Award

    Scholarship Value: $1,000

    Awards Available: 2

    Award Deadline: September 15, 2017

    Address: http://www.softball.ca/?lid=V75N8-JGM8U-X36FK

     

    Ethel Boyce Achievement Award

    Scholarship Value: $1,000

    Awards Available: 2

    Award Deadline: September 15, 2017

    Address: http://www.softball.ca/?lid=4AXUQ-V736R-HPN5E

     

    ILWU Canada Scholarships

    Scholarship Value: $1,200

    Awards Available: 9

    Award Deadline: September 30, 2017

    Address: http://ilwu.ca/ilwu-canada-scholarships/

     

    Odenza Marketing Group Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: September 30, 2017

    Address: https://www.studentscholarships.org/scholarship/9918/odenza_marketing_group_scholarship_scholarship.php#sthash.ZgXCgri0.dpbs

     

    Scholastic Art and Writing Awards

    Scholarship Value: $10,000

    Awards Available: 75

    Award Deadline: September 30, 2017

    Address: http://www.artandwriting.org/what-we-do/the-awards/how-to-enter/

     

    $1,000 CollegeWeekLive Scholarship Giveaway

    Amount : $1,000

    Provided by:  College Week Live

    Deadline:  September 30, 2017

    Donor:  CollegeWeekLive

    Renewable:  No

    Number Available:  1

    Type of Award:  Contest

    Automatic Consideration:  No

    Address: https://www.collegeweeklive.com/go/scholarships?refcode=INT_EDGE_WEB_AUG17

     

    SGI Corporate Scholarship

    Amount: $2,500

    Provided by: SGI Canada

    Deadline: September 30, 2017

    Renewable: No

    Number Available: 7

    Type of Award: Scholarship

    Automatic Consideration: No

    Address: https://www.sgicanada.ca/scholarships

     

    AU Access Fund for Students with Disabilities– via http://www.disabilityawards.ca/details.php?lang=EN&ID=37

    This award is only available to students at Athabasca University

    Number & Amount: Varies x $1,500

    How to Apply: Apply by submitting a completed application to the Student Awards Unit.

    Email: awardsinfo@athabascau.ca

     

    AU Access to Students With Disabilities Education Bursary– via http://www.disabilityawards.ca/details.php?lang=EN&ID=38

    Number & Amount: 1 x One Athabasca University 3 credit course

    How to Apply: Apply by submitting a completed application to the Student Awards Unit.

    Email: awardsinfo@athabascau.ca

  • How Do You know if a Scholarship is Legitimate? Beware of these Red Flags

    How Do You know if a Scholarship is Legitimate? Beware of these Red Flags

    Have you ever considered how much personal information you give out when applying for a scholarship? The prospect of getting some free money for school can diminish your cautiousness. Scholarship scams do exist, and here are some red flags to look out for.

    Scholarship applications that require you to pay a fee first

    Some scholarship scams require applicants to pay a fee in order to have their applications reviewed. This is a huge red flag. Legitimate scholarships should not ask you to shell out any amount of money. (The only exception I can think of is the postal fee in order to mail in the application package, but given the convenience and eco-friendliness of emailing PDFs, even that is a stretch.)

    Scholarship applications that ask for really personal information

    Certain pieces of personal information are collected by legitimate scholarship applications. Some examples include your birthday, your address, and the name of your school and program. Very personal information, like your social insurance number, your bank account information, and your credit card number, will never be requested by legitimate scholarships.

    Scholarships that seem too good to be true

    A scholarship that seems too good to be true generally is. For example, a scholarship telling potential applicants that they are guaranteed to win is a red flag. Another red flag is if the amount of money is disproportionate to the complexity of the application: it is very unlikely that a $50,000 scholarship will only require an application form (as opposed to an application form, multiple reference letters, and a personal essay).

    Who wouldn’t want to receive a scholarship or two? Education, especially post-secondary, has become so expensive that every little bit of financial aid helps. The purpose of this article is to urge students to be careful because scholarship scams do exist. Use these red flags to spot the illegitimate ones.

    References:

    1. https://www.fastweb.com/college-scholarships/articles/scholarship-scam-red-flags
    2. https://www.unigo.com/pay-for-college/scholarships/beware-of-these-scholarship-red-flags
    3. https://www.nextstepu.com/7-red-flags-when-scholarship-searching.art#.WZHA3VWGOUk
    4. http://dailybruin.com/2001/02/21/ucla-students-fall-prey-to-sch/
  • Every Cent Counts: Small Scholarships

    Every Cent Counts: Small Scholarships

    Some scholarships are pretty small. There are ones as low as $50 and $100. But if you’ve ever been a poor student, you no doubt know that every last cent counts. One of those small scholarships adds up to a bill of course. Whether it’s a textbook or the utilities payment. If anything, university is a time where finding any stray nickel or dime in the house is a weekly if not daily chore.

    Do your research

    Your grades may be good, and your grades may be bad. But no matter what there is always a scholarship out there for you. A large percentage of awards in Canada do not require a high academic average; often times it’s simply a matter of the program you are registered in, the school you are attending and the province you’re doing your schooling in. So research EXTENSIVELY. Make a comprehensive list of all the scholarships available to you specifically (even the super small ones), and figure out what you need for applications.

    Create application templates

    It’s great to have a handful of prewritten application templates (letters of intent, resumes, cover letters, links to applicable work etc.) ready to go on your computer. That way you are ready to go for the most part and can simply add the extra information that is needed for specific scholarships. This minimizes your time when it comes to applying. Of course the big scholarships will take more scrutiny and preparation. But having material ready to go can make applying for those smaller scholarships quick and easy. And you’ll feel good and productive in turn.

    The struggle is real

    Being in school is stressful. You have assignments, exams, packed schedules…and life. Add money problems on top of that and university can be a recipe for mayhem. Being proactive about obtaining “free money” can not only help you out financially, but give you a real sense of control and pride. Being ready to apply for anything that crosses your path with give you a sense of productivity. So make a list of scholarships/grants today, lock yourself in your room for a day and plug away! Your wallet and sanity will thank you.

  • What is the Point of Applying for Small Scholarships?

    What is the Point of Applying for Small Scholarships?

    Small scholarships are ones that have a small payout or are good for only one year or one semester. Students tend to overlook these and aim for the ones attached to a bigger number or a more prestigious name or institution. This is not a good strategy. This article is not to try to persuade you to only apply for small scholarships—rather, I urge you to also apply for them. Here are three major reasons:

    Small amounts add up

    Say you apply for five scholarships, each worth $500. The best-case scenario is you win all five, giving you $2,500. While this may not cover your full tuition, this is still a significant amount of money! Think about it: at minimum wage (or your current job wage, if higher), how many months will you need to work to earn that amount of money? These small amounts add up, and every little bit counts

    Fewer requirements to apply

    Small scholarships are in general less competitive, and because of this, they are likely to have a small list of application requirements. What student doesn’t want fewer hoops to jump through for financial aid? Maybe you just need to submit a 500-word essay or complete an application form. All in all, it means your application may be completed in one afternoon.

    More entries on your resume

    Regardless of the prestige or amount, a scholarship is still a scholarship. A small scholarship can still go on your resume and at the end of the day, it is still something to be proud of. It’s better that you have scholarships to list.

    The ideal strategy for students scrambling for financial aid is to apply for each and every scholarship and bursary you possibly can. However, those applications need to be carefully written, so given time constraints and a no-doubt busy student schedule, it’s easy to overlook the small scholarships. I suggest that for every major scholarship application you submit, work on one or two small scholarships. Good luck!

    References:

    1. http://www.campusexplorer.com/college-advice-tips/4A8488BA/Why-You-Should-Also-Apply-for-Small-Scholarships/
    2. https://www.iwillteachyoutoberich.com/blog/how-to-get-scholarships/
  • Tips to Budget Your Financial Aid

    Tips to Budget Your Financial Aid

    Congratulations on receiving your financial aid package! A significant amount of money has now been deposited in your bank account, so you may be wondering, now what? The next step is to budget how the money will be used.

    1. List all your expenses

    Writing a list of all your possible expenses can seem like a daunting task, so start with your absolute necessities as a student. Feel free to use pen and paper or open an Excel document. In the left-most column, you’ll probably be writing down: tuition, ancillary fees, textbooks, other study materials, rent, utilities, Internet, groceries, transportation, clothing. Next, list your wants. Maybe a smartphone upgrade? Maybe a “fun” section for eating out, movies, games? List the non-essential items by order of your personal priority. Note that financial aid is typically given semester by semester, so focus on the expenses for that specific semester.

    2. Divide up your financial aid

    The next step is to divide up your financial aid into amounts for each of the expenses above. Again, start with your absolute necessities. How much are your tuition and ancillary fees? How much are your study materials, like textbooks and graphing calculators? How much is your rent, utilities, Internet? How much will groceries and transportation cost? Since you’re budgeting financial aid for one semester, for monthly costs like rent and groceries, indicate the amount for the all the months in that semester.

    Add up all the necessary expenses. Subtract that total from the total amount of financial aid you have received. How much do you have left? You have two major outcomes.

    1. If this number is zero or a negative number, you have to either reduce or eliminate some of your essential expenses, apply for more financial aid, or start looking for a part-time job or work-study arrangement. Rent, for example, tends to be a significant expense, so maybe consider living at home or living with roommates to eliminate or reduce this number.

    If this number is greater than zero, start dividing this number amongst all your non-essential expenses. Be realistic with your assigned costs. If you find that the remaining money is not enough to cover all your wants, eliminate or reduce some. For example, if you have your eye on the latest iPhone but your current phone is perfectly fine, wait until your contract allows you a free upgrade

    3. Get input from family and friends

    Now you have a rough draft of your budget, ask your family and friends to take a look and give you feedback. They know you and your situation best, so they are best prepared to advise you. Maybe you put down $100 in total for your transportation costs, but that is just not realistic for your situation.

    Now that you have completed your budget, the most important thing to do is to stick to it! As each week and month pass by in your semester, you may find that you need to revise your budget. That is okay! Just make sure you at least have enough to cover all your essential expenses for the rest of the semester.

    References:

    1. https://studentaid.ed.gov/sa/prepare-for-college/budgeting/budgeting-tips
    2. https://studentaid.ed.gov/sa/prepare-for-college/budgeting/creating-your-budget
  • June 2017 Scholarships: Apply Now!

    June 2017 Scholarships: Apply Now!

    Global Lift Equipment Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: June 15, 2017

    Application: https://www.studentscholarships.org/college_scholarship_applications.php

    Via studentscholarships.org

     

    10 Words or Less Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: June 30, 2017

    Application: https://www.studentscholarships.org/easy.php

    Via studentscholarships.org

     

    Lift Parts Express Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: June 30, 2017

    Application: https://www.studentscholarships.org/letter.php

    Via studentscholarships.org

     

    Arctic Physical Therapy Scholarship

    Scholarship Value: $500

    Awards Available: 1

    Award Deadline: August 31, 2017

    Application: https://www.studentscholarships.org/physical_therapy_scholarship.php

    Via studentscholarships.org

     

    The Frances Mills-Clements Bursary

    Deadline Date: June 6, 2017

    Value: $1000

    Information: http://schools.ednet.ns.ca/avrsb/071/mhatt/SchoBurAwardschart.htm

    Application: http://www.womensplaceresourcecenter.com/index.php/home/menu-fmc-bursary

     

    Monsanto 2017 Fund Opportunity Scholarship Program

    Deadline Date: Post-marked no later than June 15, 2017

    Value: $1,500 (Approx. 65 scholarships across the country)

    Information: http://schools.ednet.ns.ca/avrsb/071/mhatt/SchoBurAwardschart.htm

    Address: http://www.monsanto.ca/Pages/default.aspx

     

    The Kidney Foundation of Canada Atlantic Canada Bursary

    Deadline Date: On or before June 15, 2017

    Value: $500 (One for each province mentioned below)

    Information: https://www.kidney.ca/page.aspx?pid=186

    Address: https://www.kidney.ca/on/bursaries

     

    DalSense CNiB Scholarship for Students with Vision Loss

    Deadline Date: June 30 , 2017

    Value: $500

    Information: http://www.cnib.ca/en/about/Scholarships-Awards/Pages/CNIB-Education-Scholarships.aspx

    Address: http://www.cnib.ca/en/news/pages/20170307DalSense-CNIB-Scholarship-Application-available-now.aspx

     

    BBG Communications Scholarships

    Scholarship Value: $1,000

    Awards Available: 1

    Award Deadline: June 30, 2017

    Address: http://www.breylancommunications.com/bbgcommunications/132/scholarships.php

     

    June Callwood Harmony Scholarships

    Scholarship Value: $1,000

    Awards Available: 10

    Award Deadline: June 30, 2017

    Address: http://www.harmony.ca/scholarships/

  • Largest Merit-Based Scholarships in Canada

    Largest Merit-Based Scholarships in Canada

    Scholarships are one of the important ways you can pay for your education.  Amounts you can get will vary anywhere from a few hundred dollars, to several thousand, and are typically awarded according to two criteria: financial need-based, or merit-based.

    Merit-based scholarships are awarded based on a student’s demonstrated values, actions or abilities.  These can include leadership, community involvement or academic achievements, to name a few.  Most merit-based scholarships also have detailed application and eligibility requirements, including interviews with the scholarship organization.

    Because these requirements are often both more subjective and more stringent than other types of scholarships, these awards are sometimes larger amounts of money and more competitive.

    Students who believe they qualify should check out these three scholarships, which are some of the largest in Canada.

    Loran Scholars Award

    One of the largest scholarships in Canada, this award is open to students in any program of study and can be used at any one of 25 public Canadian universities across the country.  The Loran Foundation, which manages the award, selects as many as 32 students each year to receive these scholarships.

    The Loran Awards are valued at $100,000 over a four-year program, and include:

    • A $10,000 annual stipend, plus matching tuition waiver
    • Access to $10,000 in summer internship funding
    • Mentorship arrangements, gathering and other events with other Loren Scholars, and annual retreats

    TD Canada Trust Scholarships for Community Leadership

    This scholarship recognizes students who are community-minded with strong leadership skills who are active members of their community.

    Twenty winners are selected from 5 regions across Canada:

    • British Columbia/Yukon
    • Prairie Provinces/Nunavut/Northwest Territories
    • Ontario
    • Quebec
    • Atlantic Canada

    The application and selection process involves interviews with regional selection panels composed of prominent members of the community, who will assess the applicants and make the final award decisions.

    These awards have a value up to $70,000 over four years, including up to $10,000 per year for tuition and $7,500 per year for living expenses.  There are also mentorship opportunities, offers for paid summer employment, and networking events included in the award.

    Schulich Leader Scholarships

    The Schulich Leader Scholarships are offered to innovative and leadership-minded students who plan to study in the STEM fields: science, technology, engineering and math.

    These scholarships are available to students across Canada and are awarded based on a combination of merit – specifically academic excellence, and strong community, business or entrepreneurial involvement – as well as considering financial need. The application process is a bit unique, as your high school needs to submit your name in a nomination for the scholarship program.

    50 scholarships are awarded each year, divided into two categories:

    • 25 scholarships of $100,000 each (over 4 years) for students pursuing an engineering degree
    • 25 scholarships of $80,000 each (over 4 years) for students pursuing degrees in technology, math or the sciences.

    Regardless of what scholarships you decide to apply for – whether you go for these huge national opportunities, or search through your local, provincial, and university financial aid options – the keys to success involve researching your possible scholarship options, writing interesting application essays, and making sure your application materials are free of errors.

    Sources:

    http://www.scholarshipscanada.com/Index.aspx

    https://universityhub.ca/best-scholarships-in-canada/

    http://www.youthcanada.ca/article/what-major-canadian-scholarships-are-available

    http://www.loranscholar.ca/2017-loran-scholars/

    https://www.tdcanadatrust.com/products-services/banking/student-life/scholarship-for-community-leadership/index.jsp#

    https://en.wikipedia.org/wiki/Loran_Scholars_Foundation

    http://www.schulichleaders.com/

  • Managing Your Money Wisely

    Managing Your Money Wisely

    It’s not fun being broke and it’s definitely not fun living paycheque to paycheque! Learning how to manage money wisely is a skill that should be taught in school. Unfortunately, most students aren’t taught this skill in school or at home and, as a result, rack up a lot of debt by the time they enter adulthood. If you want to learn how to manage your money wisely and avoid getting into debt, here are some simple rules to keep in mind:

    1) Don’t spend more than what you have – It sounds so simple, but you’d be surprised at how many people don’t follow this logic. So I’ll repeat it again – don’t spend more than what you have. Or, more accurately, only spend what you can afford. For example, if you only have $100 in your bank account, don’t go out and buy the latest iPhone for $800. If you really want to get a brand new iPhone, then save up $800 for it. It may sound painful, and it may feel like it will take you an eternity to do so, but doing this will actually save you money in the long run!

    2) Use cash – Why? Because when you use cash you can only spend what you have (see rule #1). So if you only have $100 in your bank account, you are only going to have $100. Using cash keeps you in check. It’s a good idea, too, to keep your receipts and write down what you spent your cash on so you know where the money went.

    3) Avoid credit cards – Some people cannot handle credit cards. The act of swiping or tapping a card to pay for purchases means that some people use their credit card to pay for things they can’t afford (thereby breaking rule #1). This means that when the credit card statement arrives a few weeks later, they are only able to pay the minimum payment required and end up incurring interest charges; interest charges which are ridiculously high — 19.5% and higher! Paying interest on credit cards actually costs you more in the long run. You end up paying much more than the original cost of the item you bought. For these reasons, stay away from credit cards! If, however, you do insist on having a credit card, then at least make sure you can pay off your statement in full (i.e. don’t spend more than what you have)!

    4) Put aside money into a savings account/emergency fund/rainy day fund – Life is unpredictable. You never know when you will need to have some extra money in your account for expenses you didn’t foresee. For example, let’s say your car badly needs a $200 repair job. Do you have some money saved up to pay for the repair and still pay the rent? What if you fall sick and can’t go to work for a few weeks – do you have some money in your bank account to tide you over until then? Put a little money aside from your paycheque each month into a savings account or other emergency fund. Do not use the money in this account unless you have to! The best part is that if you keep putting money into this account and don’t touch it for a while, your savings will actually grow thanks to interest! Your money can earn you money without you having to do anything. (In this same way, a credit card statement not paid in full can incur interest charges that will cost you more in the long run.)

    Following these 4 simple rules will allow you to manage your money wisely and avoid getting into debt. Good luck!