Tag: tuition

  • Scholarships and Bursaries for Aboriginal Students

    Scholarships and Bursaries for Aboriginal Students

    Bursaries and Scholarships
    The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.

    See link below for scholarships and bursaries:
    http://www.metisnation.org/programs/education–training/education/bursaries–scholarships

    Want even more options? Check out the scholarships and bursaries for Aboriginal students that we found:

    The Aboriginal Canada Portal
    Offers an online Aboriginal funding tool that offers a way to search for scholarships, bursaries, loans & grants according to your needs.

    Canada Post Aboriginal Education Incentive Award
    The Aboriginal Education Incentive Award is part of Canada Post’s nation-wide scholarship program and commitment to furthering individual potential. Each of Canada Post’s eight regions across the country will grant three awards annually: Two $1,000 scholarships for the return to and successful completion of one full year of high school and One $1,000 scholarship for the return to and successful completion of one full year of post-secondary education, including vocational or trade skills training.

    FAAY (Foundation for the Advancement of Aboriginal Youth)
    FAAY is a scholarship program operated by the Canadian Council for Aboriginal Business. CCAB is dedicated to developing the future generations of Aboriginal leaders. They have scholarships for high school or post-secondary students.

    AMMSA (Aboriginal Multi- Media Society)
    Large listing of scholarships and bursaries available to Aboriginal people (including youth) in a variety of educational programs. You can look up educational institutions and find the awards available to their Aboriginal students only.

    Royal Bank of Canada Aboriginal Scholarships 
    Royal Bank offers scholarships to all Aboriginal people and also has a summer placement program as an award to qualified applicants. Royal Bank has employment opportunities for Aboriginal students in grade 9-12 for summer employment.

  • Grants for Students with Disabilities

    Grants for Students with Disabilities

    Am I eligible?
    You are eligible if you:
    – apply and qualify for a Canada Student Loan;
    – are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
    – meet the criteria for students with permanent disabilities; and
    – include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.

    What’s available?
    $2,000 per academic year (August 1 to July 31).
    This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.

    Since grant amounts are fixed, the amount you receive may exceed your assessed need.
    Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.

    How do I apply?
    The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.

  • Scholarships and Bursaries for Students with Disabilities

    Scholarships and Bursaries for Students with Disabilities

    You’ve got big academic dreams – they’ve got the funds!

    Scholarships are “free money” given to a student for their college education—unlike loans, this money does not have to be paid back. Many private scholarships are available that grant money to students based on their particular strengths, interests, disabilities and other characteristics or qualities. Finding this money can be the hard part, but we’re here to help. The following is a select list of scholarships particularly for students with learning disabilities.

    Smart Kids with Learning Disabilities Youth Achievement Award

    A $1,000 award for a student with LD and/or ADHD who has demonstrated initiative, talent, and determination resulting in a notable accomplishment in any field–including art, music, science, math, athletics or community service.

    The Marion Huber Learning Through Listening Award

    Three $6,000 and three $2,000 awards available to high school seniors with LD who demonstrate leadership skills, scholarship and a high level of service to others; must be a member of Recording for the Blind and Dyslexic (RFB&D).

    The Hal Hazelett Scholarship

    Two $1,000 scholarships for students with LD, one of which is designated for a student pursuing an education and/or a math degree. One ADD/ADHD scholarship will also be awarded.

    Incight Go Getter Scholarship

    A renewable $750 award available to high school students with physical, learning, cognitive, hearing, or vision disabilities.

    LD Resources Foundation

    Awards of assistive technology tools (ex. Kurzweil products, Dragon Naturally Speaking and MacSpeech Dictate, Franklin Dictionary) are available to college students diagnosed with LD and/or ADHD. Students must be enrolled at a college/university with the intention of pursuing an undergraduate degree.

  • November Scholarships of the Month – Apply Now!

    November Scholarships of the Month – Apply Now!

    You’re in your first year of post-secondary and in the midst of a myriad of assignments and preparing for exams – so you’re probably not thinking about scholarships. But by taking only a few minutes out of your day to apply, you can be on the fast track to free money to help fund your education. If you’re planning on entering college or university next September, many scholarships for 2015 are also accepting applications now. Read on to see what we found this month all across Canada!

    1. Beggs-Dowling-Mathieu Scholarship – Open to all students across Canada. Amount: $1000. Deadline: September 30, 2015.

    2. Bourse commémorative Ken Hildebrant – Open to Quebec students studying an Engineering field. Amount: $2000. Deadline: September 30, 2015.

    3. Bracebridge Generation Award – Open to Ontario students active in environmental causes and/or community service. Amount: $1000. Deadline: September 30, 2015.

    4. Pipe Line Contractors Association of Canada Student Bursary – Open to students whose parent is employed (or has history of employment) with a company who is a member of the Pipe Line Contractors Association of Canada. Amount: Depends on need. Deadline: November 24, 2014.

    5. CIPS Alberta Blaine Feniak Memorial Scholarship – Open to students in Alberta and Northwest Territories who are enrolled in a Computer Sciences program. Amount: $500. Deadline: September 30, 2015.

    6. Barney Danson Scholarship – Open to students with vision loss across Canada who have proven their dedication to success through their academic, personal and charitable endeavors. Amount: $5000. Deadline: May 31, 2015.

    7. Pearl & Max B Herman Bursary – Open to Bachelor degree students at the University of Regina. Amount: $5500. Deadline: September 30, 2015.

  • Tips for Scoring a Scholarships

    Tips for Scoring a Scholarships

    Let’s get real. Post-secondary education is expensive and very few people have thousands of dollars casually lying around the house. Most of us are in search of cash — the type that you don’t have to pay back. In other words, we’re all searching for those illustrious scholarships. If you’re new at this whole “applying-for-scholarships-because-I-need-money-to-pay-for-school-which-suddenly-isn’t-free-anymore” thing, then you’ve come to the right place.

    Here are seven helpful tips that could help you score some extra cash!

    1. You do not get scholarships for simply existing. Almost every scholarship application that you come across is going to inquire about your extracurricular activities and community involvement. You need to do something, be a part of something, or participate in something. You don’t necessarily need to be the three-time reigning champion of every competition you compete in, or the newly-elected President for every fancy club that you’re a part of. You simply need to get out there and participate.

    2. One of the hardest parts of getting free money is finding free money. Luckily, there are people who dedicate themselves to doing it for you! Make sure to check out websites like Scholarship Canada. They have information on hundreds of scholarships— both large and small. Also, take a glance at your school’s website. The majority of Guidance Councillors will actually post a list of scholarships that they’ve come across. But don’t stop there. Go the extra mile and go digging through the websites of other schools. You’re guaranteed to come across a fresh new list filled with new opportunities.

    3. Keep your eye out for obscure scholarships offered by smaller organizations. This may require an advanced Google search and some serious digging but this very well might be the key to your first scholarship. Most students set their targets on big scholarships offered by well-known companies. There’s no harm in applying for those, but your chances quickly diminish when you’re facing so much competition. However, with the lesser-known scholarships that might be sitting on page 17 of a Google search, your chances of standing out in the significantly smaller crowd are far higher.

    4. Your best bet to scoring a scholarship is to apply to as many as possible. This may sound frighteningly obvious but you would be surprised by how many people lay all of their eggs in one basket. Yes, it’s time-consuming and painstakingly tedious but you need to apply, apply, and apply some more!

    5. If a scholarship application sounds too long, too boring, or too overwhelming, there’s a pretty good chance that other students are going to think the same thing and avoid it all together. This, of course, means that you should go ahead and do it! The more tedious the application is, the less competition you’re going to have. So suck it up and get writing!

    6. Never lie. Don’t lie about your qualifications, achievements, activities, awards, or anything of the sort. Just don’t! If you get caught, you’ll suffer from third-degree embarrassment and, even worse, you may sever some really important connections.

    7. Most organizations will release profiles of the previous year’s winner. Take a look at those to find out what kind of people they’re looking for. This might give you some ideas on what to include in your own application.

  • Scholarships for Students with Learning Disabilities

    Scholarships for Students with Learning Disabilities

    You’ve got big academic dreams – they’ve got the funds!

    Scholarships are “free money” given to a student for their college education—unlike loans, this money does not have to be paid back. Many private scholarships are available that grant money to students based on their particular strengths, interests, disabilities and other characteristics or qualities. Finding this money can be the hard part, but we’re here to help. The following is a select list of scholarships particularly for students with learning disabilities.

    Smart Kids with Learning Disabilities Youth Achievement Award

    A $1,000 award for a student with LD and/or ADHD who has demonstrated initiative, talent, and determination resulting in a notable accomplishment in any field–including art, music, science, math, athletics or community service.

    The Marion Huber Learning Through Listening Award

    Three $6,000 and three $2,000 awards available to high school seniors with LD who demonstrate leadership skills, scholarship and a high level of service to others; must be a member of Recording for the Blind and Dyslexic (RFB&D).

    The Hal Hazelett Scholarship

    Two $1,000 scholarships for students with LD, one of which is designated for a student pursuing an education and/or a math degree. One ADD/ADHD scholarship will also be awarded.

    Incight Go Getter Scholarship

    A renewable $750 award available to high school students with physical, learning, cognitive, hearing, or vision disabilities.

    LD Resources Foundation

    Awards of assistive technology tools (ex. Kurzweil products, Dragon Naturally Speaking and MacSpeech Dictate, Franklin Dictionary) are available to college students diagnosed with LD and/or ADHD. Students must be enrolled at a college/university with the intention of pursuing an undergraduate degree.

  • Grants for Students with Disabilities

    Grants for Students with Disabilities

    Am I eligible?
    You are eligible if you:
    – apply and qualify for a Canada Student Loan;
    – are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
    – meet the criteria for students with permanent disabilities; and
    – include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.

    What’s available?
    $2,000 per academic year (August 1 to July 31).
    This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.

    Since grant amounts are fixed, the amount you receive may exceed your assessed need.
    Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.

    How do I apply?
    The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.

  • Scholarships and Bursaries for Aboriginal Students

    Scholarships and Bursaries for Aboriginal Students

    Bursaries and Scholarships
    The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.

    See link below for scholarships and bursaries:
    http://www.metisnation.org/programs/education–training/education/bursaries–scholarships

    Want even more options? Check out the scholarships and bursaries for Aboriginal students that we found:

    The Aboriginal Canada Portal
    Offers an online Aboriginal funding tool that offers a way to search for scholarships, bursaries, loans & grants according to your needs.

    Canada Post Aboriginal Education Incentive Award
    The Aboriginal Education Incentive Award is part of Canada Post’s nation-wide scholarship program and commitment to furthering individual potential. Each of Canada Post’s eight regions across the country will grant three awards annually: Two $1,000 scholarships for the return to and successful completion of one full year of high school and One $1,000 scholarship for the return to and successful completion of one full year of post-secondary education, including vocational or trade skills training.

    FAAY (Foundation for the Advancement of Aboriginal Youth)
    FAAY is a scholarship program operated by the Canadian Council for Aboriginal Business. CCAB is dedicated to developing the future generations of Aboriginal leaders. They have scholarships for high school or post-secondary students.

    AMMSA (Aboriginal Multi- Media Society)
    Large listing of scholarships and bursaries available to Aboriginal people (including youth) in a variety of educational programs. You can look up educational institutions and find the awards available to their Aboriginal students only.

    Royal Bank of Canada Aboriginal Scholarships 
    Royal Bank offers scholarships to all Aboriginal people and also has a summer placement program as an award to qualified applicants. Royal Bank has employment opportunities for Aboriginal students in grade 9-12 for summer employment.

  • October Scholarships of the Month – Apply Now!

    October Scholarships of the Month – Apply Now!

    Warm up those typing fingers – it’s time to go after that free money! Check out the scholarships and bursaries we have discovered this month. When it comes to funding your education, nothing beats the assistance that a scholarship can provide.

    1. Dalton Camp Award – will go to the winner or winners of an essay competition on the link between democracy and the media in Canada. Amount: $5000. Deadline: November 15, 2014.

    2. ACL & Associates Ltd. Bursary – Open to students in any field of study at Seneca College of Applied Arts and Technology. Amount: $400. Deadline: October 31, 2014.

    3. Scotiabank Customer Scholarship – Be a Scotiabank customer (or meet the “No Purchase” entry requirements) – see website for full details. Amount: $1000. Deadline: November 5, 2014.

    4. Canada’s Luckiest Student – Open to all Canadian students. Amount: Up to $75,000. Deadline: December 31, 2014.

    5. Nova Scotia Lieutenant Governor’s Respectful Citizenship Award – This award recognizes students in grades Primary to 12 in public schools, private schools, and those that are home schooled and registered with the Nova Scotia Department of Education and Early Childhood Development, who are making a positive difference in their schools, their communities and their province. Amount: Varies depending on need. Deadline: November 28, 2104.

    6. Terry Fox Humanitarian Award Program – In keeping with the spirit of his achievements, the Terry Fox Humanitarian Award program is intended to encourage Canadian youth to seek the high ideals represented by Terry Fox by the granting of commemorative awards for the pursuit of higher education. The awards will be of particular interest to graduating secondary level students and those currently studying towards a first undergraduate degree or diploma in a Canadian university or college. Award recipients must be Canadian citizens or landed immigrants. Approximately 20 awards are granted each year. Amount: Up to $7000. Deadline: February 1, 2015.

    7. TD Scholarships for Community Leadership – The TD Scholarship for Community Leadership rewards students who have shown leadership in many areas, including environmental cleanup, the promotion of social justice, and the fight against child poverty. Amount: Up to $70,000. Deadline: November 28, 2014.

  • Cash Advance Loans and Students – A Dangerous Mix

    Cash Advance Loans and Students – A Dangerous Mix

    Are you a college student wondering how online cash advance/payday loans fit into your finances? If you are a smart college student, then you will know online payday loans are only for emergencies. The payoff comes in just a few short weeks, so steady income is a must in order to pay it off without putting more damage into your finances.

    Here are five tips for college students who are looking to get their finances off on the right foot.

    1. Take your time getting new credit. For every creditor you apply with, there will be a mark left on your credit score. Hard inquiries to your credit done by potential creditors looking up your history will take a few points off your score for a year or two at a time. When your finances are just starting, this could bring you low really fast. Low credit scores will be denied. Too many creditors applying at once is also a warning sign for potential creditors that the applicant is desperate for cash. New creditors may take a different approach and offer incentives for the new debtor to spend more. A college student is an easy target for many marketing campaigns. Newcomers to finances are often attractive to reward programs which can trap the debtor into spending more than intended.

    2. Don’t spend your credit on frivolous things then leave yourself no room for emergency costs. Emergency costs do not need to be funded by online cash advance loans when you have room on your credit card to lighten the load. When you use and manage your credit account wisely, they are a great source of third party money to help you get by and build your credit at the same time. Make your payments on time and keep the balance below 30% whenever possible.

    3. If you are having trouble finding a creditor to approve you, you can fall back on being an authorized user on one of their accounts or have them be a co-signer to start you out on your own. The issue here is that your parents, or whomever you choose as your co-signer, will be responsible for any debt you accrue. They will also be privy to what you charge, when you charge it and where. This may not matter to some people but if you are one who may not be the best manager of money, it could be a sticky point in the relationship. If you are going to take this route, make it work for you so your credit will build into something helpful when you graduate.

    4. Are you coming out of college and are finding your student loan debt to be financially draining? Don’t default on these loans. The federal government is not a creditor you want to have after your money. Before you miss a payment, look into finding a way to defer the starting date if you still have not gotten full-time work. Ask about reduced payments or changing your payment dates to better fit your pay cycle. If you have multiple loans, try to consolidate them for a lower monthly payment. Managing your money by making on time payments may best be done with automatic payments. Some people are not organized enough to make on time payments even when they have the cash in the bank.

    5. Look into your options, which include deferring payments for a short amount of time, making reduced payments, or re-configuring your current payment schedule. Also consider consolidating multiple loans into one new loan. This often results in a lower monthly payment. Have the loan amount directly withdrawn from your bank account so you never pay late.

    Cash advance loan lenders offer emergency cash for those times when there is no other place to turn. College students often do not have the income needed to support an approval. A responsible lender will not want loan to someone without a certain income. College students have it tough in the beginning but will have great financial success when managed correctly.