Category: Jobs and Apprenticeships

  • Career Profile: Botanist

    Career Profile: Botanist

    Botanists are critical to environmental conservation, as their research helps to determine how different plants can and will react to climate change. The job of many botanists is to supply the research for protecting native species from invasive species. Meanwhile, agricultural botanists offer extremely important research in food concerns, medicines, timber supply and fibres. In short, the field is widespread and crucial; that means that the job market is large and high-paying.

    Getting educated

    Botanists must first have a Bachelor’s degree in science—they take courses in biology, chemistry, genetics, taxonomy, plant anatomy and physics. Those with Master’s degrees can pursue higher-paying opportunities, and most botanists indeed have this credential. Botanists do not have necessary apprenticeships, although they will often work as assistants to full-fledged botanists. Volunteer work and university work-learn positions are key to competing in the field. Like any science degree, the more experience, the more valuable you are to potential employers.

    Salary

    Botanists with a bachelor’s degree and those starting out can make about $61,000 per year, whereas those with a graduate degree or many years of experience can make up to $77,000 per year. Salaries tend to be pretty high, and work can happen almost anywhere because, anywhere you go, there is an environment to study. This is extremely attractive to those who want an easily transferable job, and one that will provide for a family and a comfortable lifestyle. Above-average growth is expected in the field of botany—the need for plant biologists increased by around 20% by the year 2022. Because there are so many jobs, competition isn’t terribly high. But even though that is the case, talented and well-educated botanists are the ones that are able to innovate within the field. While botany has so many pros, a large con is that research positions nearly always require a PhD, and therefore being successful as a botanist requires a great deal of education, and thus, a great deal of money. But it pays off and then some. Pressures are high, but the rewards are great.

    Room to grow

    Plant biologists’ careers are always evolving. Opportunities to change niche specialties happen often. A botanist’s currency is plants—everything plants. They study their physiological processes—like molecular-level photosynthesis—the evolutionary history and relationships of plants, and plants’ relationships with their environments. Botanists study plants’ responses to stresses from disease, pests and climate change and variations. Botany is a very active field, and one that becomes all the more important with the current growing concern of climate change. Improving ecosystems is at the core of botany, and it can therefore be an extremely rewarding yet demanding field. Many botanists work to develop safe ways to control weeds and diseases, and experimentation is a large part of that. Many botanists choose to focus on plants’ molecular level—researching uses for medicines, raw materials, fabrics and biofuels. What all of this means is that those in botany never have to be bored. They can constantly change specialties and take on jobs that span a wide landscape of research and practical application.

    Sources: www.eco.ca, www.healthresearchfunding.org, www.environmentalscience.org, www.payscale.com/research/CA/Job=Botanist/Salary

     

  • Career Profile: Furniture Finisher (French version available)

    Career Profile: Furniture Finisher (French version available)

    Every room in your home or school likely has furniture in it. The tradespeople who make this furniture look and feel good are furniture finishers. As the name shows, these people work at the end of the process of making furniture. If you have abilities in design, skills in working with your hands, and an interest in helping to keep furniture comfortable and safe, the job of furniture finisher might be right for you.

    Furniture finishers generally work in factories, retail stores, or repair shops. Some furniture finishers are self-employed, but others work for large companies. In factories, they normally work with new furniture, applying stains and varnishes to wood or paint to metal.  Elsewhere, they might work with either new or used furniture, anything from a small stool to a large dining room table to the frame of a sofa. Sometimes, older furniture might be fragile, and furniture finishers need to be especially careful to avoid breaking anything.

    Except in factories, furniture finishers work mainly with older furniture that people want to renew so that it looks better. Sometimes, furniture finishers might need to file or sand down rough areas on chairs or tables so that the people using the furniture will not get splinters in their hands or cut themselves on rough edges.  In large factories, they might work on only a small part of the process, but in smaller companies, they might also do other jobs, such as assembling the furniture or working with sales.  Being able to work with others and to deal well with the public is important for many people in this job.

    Generally, furniture finishers need a high school diploma or its equivalent to work in their business. Mathematics and English courses are helpful. Some additional training at a trade school can be helpful, but most people learn on the job. Having a good sense of colour and style is useful for being able to match wood stain with the colour of the upholstery or the shade of metal with the rest of the piece of furniture. Skills in mathematics can help with calculating the amounts of necessary supplies or for bookkeeping if necessary, and a fairly high reading level can help workers understand written instructions on paint cans and other supplies.

    Working as a furniture finisher is not a very dangerous job, although small injuries such as cuts and sprained wrists are some of the main hazards. The fumes from paints and stains can also be harmful, and furniture finishers might need to wear special masks to avoid harming their lungs. The days can be long if a job is in progress, especially since stains and paints look better if they dry evenly. Wages for furniture finishers start at about $18.00 per hour and can rise to $29.00 per hour with experience, or between $37,000 and $59,000 per year.

    Finishing furniture is the kind of work that people can do for many years if they want. Reasonably good vision and a basic level of strength are important, and people in this field should be able to bend and stretch without too much trouble. However, the work can become too difficult for older workers, and they might want to move to an office-based aspect of the job as they age. If this trade appeals to you, working as a furniture finisher can be a good career choice.

     

    Bibliography:

    Career One Stop. “Furniture Finishers.” https://www.careeronestop.org/toolkit/careers/occupations/occupation-profile.aspx?keyword=Furniture%20Finishers&onetcode=51702100&location=Maine.

    Job Bank. “Furniture Finishing in Canada.” https://www.jobbank.gc.ca/marketreport/summary-occupation/12759/ca.

    Payscale Canada. “Furniture Finisher: Hourly Rate.” https://www.payscale.com/research/CA/Job=Furniture_Finisher/Hourly_Rate.

  • Career Profile: Auto Body Repairer (French version available)

    Career Profile: Auto Body Repairer (French version available)

    Every day, accidents happen on roads all over Canada. They might be minor and barely dent or scratch the vehicles involved, or they might badly damage cars or trucks. For many kinds of accidents, auto body repairers help restore vehicles so that they look good and help protect the people inside the vehicle, as well as the engine and other parts that make the vehicle work. If you enjoy repair work, this job could be a good choice for you.

    Driving can have many small and large dangers. Minor accidents might involve a bit of scraped paint from a car door or a small dent in a bumper from running into a pole or a fence. Major accidents could involve crushed front or back ends of vehicles, broken bumpers, or more. Repairing the damage is important, especially with Canadian weather. Rust can easily form at places where the metal is buckled or the paint is gone, which can leave delicate mechanical parts exposed and cause the vehicle to fall apart quickly.

    Auto body repairers can help preserve vehicles for many years. Most people in this trade work in automotive garages, where they might be part of a large group of workers in the same field. Some repairers might start their own business in this trade, but the equipment and facilities can be too expensive for one person to afford.

    When an accident happens, the first task for an auto body repairer is to assess the damage and decide what to do. Often, a part will need to be replaced, and the repairer will need to do that job or assign it to someone else. Sometimes, it may be possible to hammer a dent out and repaint the spot. Part of the job is also completing other maintenance tasks such as replacing damaged head or tail lights, testing the shocks, checking the brakes, and anything else that might affect the safety of the vehicle.

    Most people in this trade learn on the job, but some extra training might also be required. In small businesses, knowing about accounting and customer service may be necessary. Most of the work happens during the day, but the hours can be long when a job needs to be finished. Typical workweeks can be either five or six days, depending on the size of the business, the number of other repair shops nearby, and other factors. Sometimes, people in this trade might need to supervise other workers, as well as manage the inventory and perform similar daily tasks.

    Like in many trades, working as an auto body repairer can be physically demanding. People in this trade should be able to lift heavy objects and handle a variety of tools. Good eyesight with or without glasses is important, and steady hands make the job easier. Although people can stay in this job for many years, they might find it difficult as they age.

    Wages for auto body repairers begin at about $15 per hour or $32,000 per year. With experience, wages can rise to $35 per hour or $87,000 per year. Jobs are more likely to be available in large cities than in small towns, but almost any community can have opportunities in this trade. This might be the right job for you.

     

    Bibliography:

    Centennial College. “Auto Body Repair Technician.” https://www.centennialcollege.ca/programs-courses/full-time/auto-body-repair-technician/.

    Job Bank. “Auto Body Repairer in Canada.” https://www.jobbank.gc.ca/marketreport/occupation/7662/ca.

    Payscale Canada. Average Auto Body Repair Technician Hourly Pay in Canada https://www.payscale.com/research/CA/Job=Auto_Body_Repair_Technician/Hourly_Rate.

    Talent.com. “Auto Body Technician Average Salary in Canada 2022.” https://ca.talent.com/salary?job=auto+body+technician.

  • Job Applications 101: Choosing the Best References (French version available)

    Job Applications 101: Choosing the Best References (French version available)

    When applying for jobs, providing high-quality references is a valuable skill that can set you apart from other candidates and help you secure the role. It is as essential to the job search process as writing resumes, sending cover letters, and attending interviews. Even universities and colleges will sometimes request a letter of reference, especially if you’re interested in a highly specialized program.

    But how do you know who to ask (or how to ask them)? This article reviews some strategies for identifying potential references and avoiding common mistakes.

    1. Consider the Focus: Personal, Professional, or Academic

    It’s essential to pick the best reference for the opportunity at hand. The first step is to think about which type of reference makes the most sense in your situation.

    Most of the time, a hiring manager will ask for professional references. In this case, you would ask someone you know from past work experience, such as a former manager, to provide a reference.

    However, if you didn’t have a great relationship with your last manager or don’t have much work experience, you may submit personal references instead. You could ask a coach, camp counsellor, landlord, or mentor to provide you with a statement that speaks to your good moral character and a few key strengths. These references may seem less intimidating, but the trade-off is that the person you choose may not be able to speak directly about your performance as an employee.

    For students, academic references are another option. You could ask a teacher or professor to write you a positive reference. Since they’ve supervised and evaluated you as a student, they can likely comment on your work ethic and general abilities. If you’ve done well in a particular class, you might consider asking that teacher for a reference.

    1. Find Supervisors and Mentors, Not Family or Friends

    You should not use references from family members or friends for a job application. There are some exceptions to this rule – for example, if you’ve worked for a family business, it would be okay to provide a reference from whoever supervised you most closely, even if they’re a relative. But most of the time, references should come from people who have connected with you in the community through work, volunteering, or extra-curricular activities. Even “personal” references should come from people who know you in a more official capacity, such as a landlord or a coach.

    1. Pick Someone Who Knows You Well

    Remember that a good reference comes from someone who has a lot of positive things to say about you and your achievements. They should know you well enough to answer specific questions about you and elaborate on your past experiences (whether paid or unpaid). You need to pick someone who can provide specific examples to support your job application and verify the qualifications you’ve listed on your resume. If you’ve never spoken to this person one-on-one, they’re probably not a great choice.

    Always Ask Permission & Give Them Options

    Once you’ve identified the people you want to ask for a reference, you must reach out and ask for permission. This is an essential point: you must always ask each person for permission before listing them as a reference. Even if they’ve agreed to write you a reference for past job applications, you should ask again before beginning your next job search.

    It’s also polite to give them an easy way to decline your request. You don’t want to make them feel pressured or put on the spot. Some recommended phrasings include:

    • Would you feel comfortable providing me with a reference at this time?
    • Do you feel like you know me well enough to write a detailed reference?
    • Do you have enough availability to provide me with a reference?

    If you haven’t spoken to them in a while, it’s a good idea to write a brief email that outlines your relationship with them and what you’ve been up to since you last connected. For example, what jobs have you held since then? What have you achieved? In addition to reminding them of your qualifications, this prompting gives them material they can use to draft the reference.

     

    Resources:

    Alberta Alis. (n.d.). “How to Choose the Best Job References.” https://alis.alberta.ca/look-for-work/resumes-and-references/how-to-choose-the-best-job-references/.

    Huhman, H. (2015, January 29th). “5 Tips to Choose Your Best Job Reference.” Glassdoor. https://www.glassdoor.com/blog/5-tips-choose-job-reference/.

  • Benefits to Attending a Trade School

    Benefits to Attending a Trade School

    Pursuing some form of post-secondary education is often highly recommended, but college or university programs aren’t necessarily for everyone.  Attending a trade or vocational school is a great alternative for young adults looking to build or enhance their skills and get a great job, but who may not be interested in a college or university degree.

    Lower Cost

    University and college programs can be quite expensive, and for students who don’t have the financial resources to go straight into higher education, attending a trade school program is a much more affordable way to increase your knowledge and skills. Not only will tuition for a vocational program usually be less than a college or university program, but vocational programs also often include co-op or apprenticeship components that enable you to earn money while you’re learning your trade.

    Enter the Workforce Faster

    Another benefit to vocational and trade school programs is that they are typically only 6 months to 2 years to complete, as opposed to 3-5 years for a college or university program, though this changes depending on whether you are enrolled part-time or full-time.  Trade schools also often have flexible class schedules with evening or online options, which means you can continue to work or apprentice while completing your education. This will get you into the workforce and earning a great salary much faster than if you go through a longer educational program.

    Learn Specialized Career Skills

    One of the primary advantages to a trade school education is that you will gain a great deal of specialized knowledge and skills in your trade very quickly. These programs usually dive right into detailed, hands-on education in your trade, rather than spending time on general education and survey courses the way most college and university programs do.  You will be learning from experienced tradespeople who work in the industry, and who will be able to teach you a wide variety of skills for your chosen trade, meaning you will be a more effective worker right from the beginning of your apprenticeship or job.

    Be Ready for In-Demand Jobs

    Men and women working in the skilled trades fill some of the most in-demand careers. Nearly every industry requires tradespeople at some level, meaning you will have great job opportunities right after completing your education.  Vocational and trade schools are often able to respond quickly to the demands of the economy, as well, meaning they will be the first to offer training in new industries, and can tailor their educational programs to match the skills that employers are looking for.

    So, if you want to get more education after high school and are interested in a great career, look into the trade schools in your area and see what they have to offer!

    SOURCES:

    https://www.aimseducation.edu/blog/benefits-vocational-school-2-year-programs/

    http://www.gocollege.com/options/vocational-trade-schools/

  • Career Profile: Hazardous Materials Removal Workers

    Career Profile: Hazardous Materials Removal Workers

    The world is full of hazardous chemicals and other dangerous materials which can damage the environment and harm people. When manufacturing, mining, or other processes produce hazardous waste, people have to come and clean it up. This job can be difficult and potentially dangerous, but it is essential. If you like the idea of helping in this way, you should consider becoming a hazardous waste removal worker.

    When you work on an assignment at school, you might have a computer printout or glue bottle that you discard after using them. Throwing something recyclable into the garbage is harmful in a small way, although the hazards add up quickly. However, the waste coming from processes like mining can be immediately poisonous to people and animals while destroying trees and streams. Hazardous materials removal workers help to clean up these types of materials.

    The first step in removing hazardous materials is to find out what they are and how to deal with them. People in this field need to study different types of waste and know what to do with each of them, or they can specialize in one type. They could choose to learn about mining waste or the dangerous substances that come from nuclear plants. Some people can even get jobs sorting out hazardous waste like batteries from the regular garbage, like orange peels and chocolate wrappers.

    Most hazardous materials removal workers need at least two years of training after high school to get jobs in this field. Throughout their career, they might need extra training to be able to work with certain types of hazardous waste. If an oil spill happens, for example, someone in this career might need to learn about that type of material.

    When disasters happen or hazardous waste builds up, people in this field assess the damage and decide how to deal with the trouble. They use various tools and cleaning solutions to remove the waste and store it in containers where it can be safe. People in this job often have to work long and tiring days, frequently outside in all kinds of weather. Sometimes, however, they need to be prepared to spend hours in an office, making plans, organizing work, and writing reports.

    Working with hazardous materials can be dangerous, and people in this field need to know about keeping themselves and others safe. Accidents can happen while people are cleaning up the waste material.

    Protective equipment is necessary in this job. Workers might need to wear thick rubber gloves, goggles, and other equipment to keep themselves safe. Even then, they should be careful not to touch the hazardous materials or breathe in the fumes from them. Besides the dangers, it can be very unpleasant and smelly work. Although it is possible to stay in this job for many years, it can become more difficult as people get older.

    Annual salaries for hazardous waste disposal workers average $68,000. Job prospects are limited right now, but they will likely improve in the next few years as older workers retire. If you like the idea of this job, you could already start to prepare to work in the field by researching further, looking into training, and becoming more aware of the hazardous materials that our modern way of life produces and how they affect us and the planet.

     

    Sources:

    ALIS. “Hazardous Waste Management Technologist.” https://alis.alberta.ca/occinfo/occupations-in-alberta/occupation-profiles/hazardous-waste-management-technologist/.

    Career Planner. “Hazardous Materials Removal Worker.” https://job-descriptions.careerplanner.com/Hazardous-Materials-Removal-Workers.cfm.

    PayScale Canada. “Hazardous Waste Treatment and Disposal: Salary.” https://www.payscale.com/research/CA/Industry=Hazardous_Waste_Treatment_and_Disposal/Salary.

  • Career Profile: Architectural Glass and Metal Technician

    Career Profile: Architectural Glass and Metal Technician

    Almost every building has metal and glass in it, whether in small sections or covering entire walls. Architectural glass and metal technicians are the people who install these features. For people with the stamina and physical ability, this job can be a good career choice.

    Most buildings have at least some metal and glass, whether it covers the entire outer layer of a skyscraper or just a few mirrors inside the building. Architectural glass and metal technicians work with blueprints to measure and cut glass and metal to the right sizes and shapes. Often, people in this trade cut the glass and metal themselves and even assemble and dismantle scaffolding. They may work in teams or work alone.

    People in this trade should be in reasonably good physical condition and have good dexterity with their hands. Being able to manage heights is important, as much of the work can be far off the ground. Sometimes, however, technicians may need to work in small spaces. The job can be unpleasant in hot, windy, cold, or rainy weather. During winter, when construction usually ends, people in this trade might still be able to work on jobs inside buildings, but the possibilities are limited.

    Architectural glass and metal technicians can work almost anywhere, although they are more likely to find work in large cities than in smaller places. Generally, wages start at $20 per hour and can rise to over $38 per hour, or $42,000 to $81,000 per year. These technicians work with mirrors, prefabricated glass, and metal frames. Some of the work is indoors as people manufacture the items, and outside while they install the windows.

    A Grade 10 education is the minimum for people in this trade, but high school graduation is better. Courses in math, English, science, and technology are helpful. Following high school, many people enter an apprenticeship program, which normally takes four years of both practical work and classroom studies. It is also possible for people with some experience to challenge the Certificate of Qualification.

    Like in many trades, architectural glass and metal technicians can be part of the Red Seal program if they pass the Interprovincial Standards Examination. This means that they will be able to work in any province or territory without any additional training except for special tasks specific to the employer. That way, people in this trade can easily move to where the jobs are.

    Architectural glass and metal technicians need a certain amount of physical fitness to be able to lift heavy objects and to work with potentially dangerous machines. Being able to stand for long periods of time is important. As physical stamina fades with age, people might want to move on to other jobs.

    Like many trades, opportunities in this field depend on the economy and how many people start construction projects. Work is easier to find in large cities than in small towns, but some people may need to combine more than one job to earn a living. If this career sounds good to you, why not consider pursuing it?

     

    Bibliography:

    Durham Workforce. “Architectural Glass and Metal Technician.” http://durhamworkforceauthority.ca/wp-content/uploads/2014/03/Architectural-Glass-and-Metal-Technician.pdf

    Ontario Youth Apprenticeship Program. “Architectural Glass and Metal Technician.” https://oyap.ca/trades/?fuseaction=Profile&appnum=131

    Payscale Canada. “Average Glazier Hourly Pay in Canada.” https://www.payscale.com/research/CA/Job=Glazier/Hourly_Rate

  • Career Profile: Marine Engine Technician (French version available)

    Career Profile: Marine Engine Technician (French version available)

    Some people like working with engines, taking them apart to see how they work and then putting them back together. These machines come in many different types, including marine engines. Working with these engines can be a rewarding career for people who enjoy mechanical work. If that describes you, why not consider becoming a marine engine technician?

    Engines have many connected parts that help the machine to work properly, but these can also break or wear out. They need people to inspect, service, and repair them. Marine engines might be slightly different from other engines, but they have the same basic structure. Learning to build and repair other engines can help people deal with the types of issues they might face in working with marine engines.

    Normally, marine engine technicians need at least a high school education with courses in topics like mathematics and English. For trade certification, people need a three- or four-year apprenticeship, or five years of work experience with some courses in machine repair or millwright work. In some parts of Canada, official certification is necessary. For that designation, people should be able to work with gasoline and diesel engines, electrical systems, steering systems, and other aspects of engine maintenance.

    Since marine engines are for boats and ships, most of the work in this trade is close to the water on the east and west coasts of the country. Cargo ships and other large boats can provide work for many people in this trade. However, some work might be available near lakes and rivers, where people ride small boats for pleasure. Being willing to work with other types of engines can help provide a steady income, especially in winter when lakes and rivers are frozen and only the large ships can sail.

    Attention to detail is an important quality for marine engine technicians. Making even small mistakes can cause an engine to break down, and technicians need to be careful. Good eyesight with or without glasses and steady hands can help people avoid making errors, and curiosity about machines can make the job interesting. Since machines can change over the years, marine engine technicians should be sure to keep up with the latest developments.

    Like with most trades, people who work as marine engine mechanics can increase their pay and level of responsibility as they develop their skills. Wages usually begin at $21 per hour or $44,000 per year and can rise to $39 per hour or $81,000 per year with experience. People can specialize in a certain type of marine engine or work more generally with whatever is available. Choosing to specialize is easier for mechanics who work with mechanics who can take over other tasks, but it can be possible even for people who work alone.

    The work of a marine engine technician can be tiring and sometimes stressful, especially if a job needs to be finished quickly. Sometimes, clients have tight deadlines, and mechanics have to get the work done before the ship has to leave the harbour. However, it can also be a very good job for people who enjoy working with their hands and solving problems. If this career sounds good, you can already start to prepare for a career as a marine engine mechanic through your schooling or work experience.

     

    Bibliography:

    Boating Industry in Canada. “Careers.” https://boatingindustry.ca/careers.

    Georgian College. “Inspect, service and repair marine engines as a marine mechanic.” https://www.georgiancollege.ca/academics/programs/mechanical-techniques-marine-engine-mechanic/.

    Job Bank. “Marine Engine Mechanic in Canada.” https://www.jobbank.gc.ca/marketreport/requirements/17112/ca

    Payscale Canada. “Marine Mechanic: Hourly Rate.” https://www.payscale.com/research/CA/Job=Marine_Mechanic/Hourly_Rate.

  • Career Profile: Archivist

    Career Profile: Archivist

    Historical documents such as paper records, artifacts, music, photographs, and video serve to collect the history of a city, country, or culture.  These documents are stored in archives belonging to the public, private, and national organizations, which help to keep these documents safe and accessible.  If you are interested in studying and preserving parts of history, then working as an archivist might be a great career path.

    Archivists work with both physical collections housed in a physical location – such as paper documents, videos or photographs – and electronic collections maintained in computers and databases.  Some collections are publicly accessible, such as those housed in museums, educational institutions, and other public sector organizations.  Others are privately owned by businesses or organizations and may not be accessible except by internal personnel or by special request.

    Archivists are responsible for the management, processing, storage, and dissemination of information regarding items and documents contained in an archive. The daily activities that archivists do include managing the operation and processes of the archive, such as finding materials, creating and managing cataloguing systems, maintaining computerized databases, and scheduling the review and disposal of materials.  Archivists are also responsible for assessing and appraising new archival materials, developing collections, and authenticating documents and multimedia objects.

    A large part of an archivist’s job is the conservation and preservation of archived materials to ensure they remain in good condition.  They also do a great amount of research into the origins of archived materials, learning about their significance, and developing ways to share this information and make it findable and accessible.

    Many archivists work with the public in museums and historical sites, and so must have highly developed interpersonal skills, as well as strong communication skills.  They can assist people with searching and finding materials in the archive, setting up viewing processes or equipment, and understanding or sharing the history and importance of materials.  They will also be responsible for setting up informational displays.

    While much of an archivist’s work will be indoors, working seated at a desk or computer, depending on the type of archive, there may also be moderate physical requirements for lifting, carrying, standing, and walking.

    Becoming an archivist requires, at a minimum, a bachelor’s degree in archival studies from a college or university.  Depending on the job and type of archival work, a master’s degree in archival studies, library and information sciences, or history is also required.  The average yearly salary for archivists working in Canada is around $32,000, with earnings reaching upwards of $72,000 with a decade or more of experience and specialization.

    Historical documents help preserve the rich past of cultures and human civilization. Archivists play a critical role in this. It is an ideal career path if you are interested in history, documentation, and educating others.

     

    Source

    Job Bank. “Archivist in Canada.” https://www.jobbank.gc.ca/marketreport/occupation/16130/ca

    Knoth, Jaime. “What Does and Archivist Do?” LiveAbout. https://www.liveabout.com/what-does-an-archivist-do-525664

    PayScale. “Archivist Salary in Canada.” https://www.payscale.com/research/CA/Job=Archivist/Salary

  • Career Profile: Loan Interviewers and Clerks

    Career Profile: Loan Interviewers and Clerks

    Suppose that someone wanted to borrow money from the bank. An employee would have to gather information about the person, fill out the paperwork, and make sure that everything was done correctly. Loan interviewers and clerks are the people who get this type of work done. If you are good with numbers, it might be the right job for you.

    People want money for many different reasons. They might want to renovate a house, enroll in university courses, or start another type of project. Loan interviewers talk to these people to find out what the plan is and how the borrowers intend to pay the money back. The interviewers and the borrowers discuss the terms of the loan, such as how much money the person will receive, how much interest the bank will charge, and when the borrower must pay the money back.

    Once the terms of the loan are in place, the interviewer checks the borrower’s documents to make sure that they are accurate and complete. This might include a statement of the borrower’s income, a mortgage for a house or condominium, a record of other property that the person owns, or anything else that could affect the borrower’s ability to pay back a loan. The interviewer fills in the necessary information on a form and then gives it to the borrower to sign.

    Often, the interviewer also acts as a clerk in these situations, photocopying or printing documents like the loan agreement and other pieces of information. Sometimes, a different person acts as the loan clerk, gathering the documents and filing them in the right places. Working in this job requires people to be thorough and accurate, and it is important for loan interviewers and clerks to know their jobs well and to pay attention to the details.

    Loan interviewers and clerks are normally not the ones to make the final decisions on a borrower’s application. Often, the next step is to fax or e-mail the application to a supervisor, who then decides if the loan is worth the risk or if the applicant is unlikely to be able to pay it back.

    All people working as loan interviewers and clerks have at least a high school diploma. Mathematics and English courses are the most useful classes to take, but business courses are also helpful. In many places, people need an associate’s degree or a bachelor’s degree to work in this field. Special loan or credit training taking between six months and a year might also be necessary, and most people in this field require a license.

    Career prospects for this career are quite good throughout the country, although that can vary if the economy changes. Besides working in banks and credit unions, people in this field can find work in private financial companies and even the government or social agencies.

    Generally, loan interviewers and clerks earn between $39,000 and $62,000 per year, depending on their experience, the size of the place where they work, and other factors. The job is not physically difficult, but it can be stressful to deal with potentially frustrated or confused clients all day, and people in this field might want to move to a different aspect of financial work after a few years.

    The rules regarding banks and money change often, and it is important for loan interviewers and clerks to be aware of any new regulations that might affect their work. Their employers might send them to seminars and courses to help them stay current, and people in this field should keep on learning as much as they can.

    Working as a loan interviewer and clerk can be a good job for people who understand finance and are organized and attentive to detail. If that describes you, the job of loan interviewer and clerk might be a good fit.

     

    Bibliography:

    Career Planner.com. “Loan Interviewers and Clerks.” https://job-descriptions.careerplanner.com/Loan-Interviewers-and-Clerks.cfm.

    Job Bank. “Financial Clerk – Financial Sector in Canada.” https://www.jobbank.gc.ca/marketreport/outlook-occupation/1674/ca.

    Payscale.com. “Loan Officer Salary in Canada.” https://www.payscale.com/research/CA/Job=Loan_Officer/Salary.

    Recruiter.com. “Salary for Loan Interviewers and Clerks.” https://www.recruiter.com/salaries/loan-interviewers-and-clerks-salary/.

    Statistics Canada. “6235—Financial Sales Representative.” https://www23.statcan.gc.ca/imdb/p3VD.pl?Function=getVD&TVD=314243&CVD=314247&CPV=6235&CST=01012016&MLV=4&CLV=3.