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  • Scholarships and Bursaries for Aboriginal Students

    Scholarships and Bursaries for Aboriginal Students

    Bursaries and Scholarships
    The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.

    See link below for scholarships and bursaries:
    http://www.metisnation.org/programs/education–training/education/bursaries–scholarships

    Want even more options? Check out the scholarships and bursaries for Aboriginal students that we found:

    The Aboriginal Canada Portal
    Offers an online Aboriginal funding tool that offers a way to search for scholarships, bursaries, loans & grants according to your needs.

    Canada Post Aboriginal Education Incentive Award
    The Aboriginal Education Incentive Award is part of Canada Post’s nation-wide scholarship program and commitment to furthering individual potential. Each of Canada Post’s eight regions across the country will grant three awards annually: Two $1,000 scholarships for the return to and successful completion of one full year of high school and One $1,000 scholarship for the return to and successful completion of one full year of post-secondary education, including vocational or trade skills training.

    FAAY (Foundation for the Advancement of Aboriginal Youth)
    FAAY is a scholarship program operated by the Canadian Council for Aboriginal Business. CCAB is dedicated to developing the future generations of Aboriginal leaders. They have scholarships for high school or post-secondary students.

    AMMSA (Aboriginal Multi- Media Society)
    Large listing of scholarships and bursaries available to Aboriginal people (including youth) in a variety of educational programs. You can look up educational institutions and find the awards available to their Aboriginal students only.

    Royal Bank of Canada Aboriginal Scholarships 
    Royal Bank offers scholarships to all Aboriginal people and also has a summer placement program as an award to qualified applicants. Royal Bank has employment opportunities for Aboriginal students in grade 9-12 for summer employment.

  • Scholarships and Bursaries for Students with Disabilities

    Scholarships and Bursaries for Students with Disabilities

    You’ve got big academic dreams – they’ve got the funds!

    Scholarships are “free money” given to a student for their college education—unlike loans, this money does not have to be paid back. Many private scholarships are available that grant money to students based on their particular strengths, interests, disabilities and other characteristics or qualities. Finding this money can be the hard part, but we’re here to help. The following is a select list of scholarships particularly for students with learning disabilities.

    Smart Kids with Learning Disabilities Youth Achievement Award

    A $1,000 award for a student with LD and/or ADHD who has demonstrated initiative, talent, and determination resulting in a notable accomplishment in any field–including art, music, science, math, athletics or community service.

    The Marion Huber Learning Through Listening Award

    Three $6,000 and three $2,000 awards available to high school seniors with LD who demonstrate leadership skills, scholarship and a high level of service to others; must be a member of Recording for the Blind and Dyslexic (RFB&D).

    The Hal Hazelett Scholarship

    Two $1,000 scholarships for students with LD, one of which is designated for a student pursuing an education and/or a math degree. One ADD/ADHD scholarship will also be awarded.

    Incight Go Getter Scholarship

    A renewable $750 award available to high school students with physical, learning, cognitive, hearing, or vision disabilities.

    LD Resources Foundation

    Awards of assistive technology tools (ex. Kurzweil products, Dragon Naturally Speaking and MacSpeech Dictate, Franklin Dictionary) are available to college students diagnosed with LD and/or ADHD. Students must be enrolled at a college/university with the intention of pursuing an undergraduate degree.

  • January Scholarships of the Month – Apply Now!

    January Scholarships of the Month – Apply Now!

    It’s a new year and a new opportunity to get your hands on the scholarships and bursaries that will help fund your post-secondary goals. If you’re entering university or college this fall, the time is now to apply for a number of great scholarships. Here’s what we found this month. As always, ensure to read the requirements to ensure you qualify.

    1. Canadian Right of Way Education Foundation Scholarship – Open to graduating high school students who will be pursuing studies in fields related to public infrastructure such as engineering, real property law, land use planning, real property appraisal, surveying and environmental studies. Amount: $2500. Deadline: February 2, 2015.

    2. Geodesy & Geomatics Engineering Entry Scholarship, UNB Fredericton – Awarded to a University of New Brunswick-Fredericton student beginning the Bachelor of Science in Geodesy and Geomatics Engineering degree program (B.Sc.GGE) upon graduation from high school. Amount: $1000. Deadline: March 1, 2015.

    3. The Generation Google Scholarship – Open to students pursuing a computer science or computer engineering degree, or a degree in a closely related technical field. Amount: $5000. Deadline: January 15, 2015.

    4. We the Living Essay Contest – Open to students across Canada studying any subject who submit an essay based on certain criteria. Amount: $3000. Deadline: May 6, 2015.

    5. David Mirvish Chancellor’s Scholarship – Open to students entering their first year at the University of Guelph. Amount: $34,000 over 4 years. Deadline: January 25, 2015.

    6. Schulich Leader Scholarships – For high school students entering their undergraduate studies at any school. Amount: $20,000. Deadline: February 2, 2015.

    7. 14 Women’s Memorial Award – Open to women at the University of Calgary entering their second, third or fourth year of study in any field. Amount: $4500. Deadline: August 1, 2015.

    8. GWIN Scholarship – Open to women studying in any field who are permanent residents of Wellington County (Guelph area). Amount: $1000. Deadline: May 31, 2015.

  • Grants for Students with Disabilities

    Grants for Students with Disabilities

    Am I eligible?
    You are eligible if you:
    – apply and qualify for a Canada Student Loan;
    – are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
    – meet the criteria for students with permanent disabilities; and
    – include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.

    What’s available?
    $2,000 per academic year (August 1 to July 31).
    This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.

    Since grant amounts are fixed, the amount you receive may exceed your assessed need.
    Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.

    How do I apply?
    The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.

  • Don’t Waste Your Money on Something You Don’t Want

    Don’t Waste Your Money on Something You Don’t Want

    Life can get pretty expensive, especially as you start to get older. The more mature you become, the more responsibilities you will be expected to deal with. This includes taking care of your finances and income.

    When you are young, it’s easy to spend a lot of money on things that you don’t really want or need. You may have savings or work part-time, and its very tempting to go out and spend your pay cheque on something that you don’t really need. You most likely aren’t paying for your own rent, groceries, bills or tuition, so it can seem as though you have a lot of disposable income in your hands.

    While it is important to relax and have fun sometimes, its also necessary to plan and save for the future – especially if you wish to do things like rent an apartment, buy a car or go into post secondary education. This is why you should stop and think before spending your money. “Do I really want or need this in my life? Is it actually worth what I’m paying for it?” The worst thing is to spend a bunch of your hard earned cash on something and then find out that you don’t like it, or didn’t really need it in the first place.

    There are a few tips you can follow to help you decide whether or not something is really worth the money you’re paying for it. For example, many purchases are out of impulse; you see something you want and buy it right then and there, such as an expensive piece of clothing or jewelry. This is the easiest path towards regretting your purchase. Instead of buying what you want the moment you see it, wait a while and take some time to think about whether or not its actually worth spending your money on. It’s a good idea to at least take a night to sleep on it and decide the next day before spending a bunch of your hard-earned money. You could also take some time to research the product you want, read reviews from other people, compare prices online through different websites and see if there are any deals or sales coming up allowing you to save some cash.

    Once you’ve bought, paid for and used something, that money is gone. Don’t waste it on something you won’t like! Cash isn’t easy to come by so it is important to think and consider the options before buying anything, especially if you aren’t sure that you really need or want it. The older you get, the more expenses there will be in your life, whether it be insurance, gas money, tuition, rent or a number of other essential things. It is far better to consider your purchase now than to end up seriously regretting it later on, when you need to pay for necessities or if you find something that you truly want to buy. So take some time, consider your options and make sure that you aren’t wasting your hard earned cash on something you really don’t want.

  • Living On A Budget

    Living On A Budget

    As a young person, your parents are probably paying for most, if not all, of your expenses. Perhaps you have a job, in which case you may be making some of your own money. However, because of the time that school takes up, you probably are only able to work part-time. This means that your income is limited to what your parents give you and what small amount of money you can make at your job. Learning how to budget your money is an invaluable skill that will help you to learn the value of money and make important decisions about what you need and what you can live without.

    Budgeting starts by thinking about your expenses and what you can and cannot afford to buy. It also involves setting goals for what purchases you would like to make in the coming years, which can be very exciting and rewarding. Your parents may already be paying for your “big” expenses like rent, food and transportation costs (bus pass, car, etc.). They might also pay your phone and internet bill. In turn, you would then be responsible for paying for your clothing, hygiene products (like shampoo and conditioner) and your entertainment costs. All of these amenities add up and you will eventually have to pay for all of these things yourself.

    Setting goals about when you will be able to afford a certain purchase is a really good way to initially ease yourself into a budget. If, for example, you currently work part-time hours (20-30 per week) and you want to buy a car within the next 4 years, you can calculate how much money you will have to put away in your savings account. Knowing this will help to set you up for success and encourage you to spend your money responsibly. It will help you to make tough decisions about what you really need and what you don’t (do you NEED that new Xbox game?).

    Depending on your financial situation, you might also be responsible for paying your university or college tuition. These costs can reach into the tens of thousands of dollars and definitely require budget planning. You will need to factor in all of the above mentioned cost in addition to the cost of school. This is where applying for student loans and scholarships becomes vitally important. Remember – student loans you are required to pay back. Scholarships are essentially free money. Ensure you have applied for as many scholarships as possible!

    All of this responsibility can tend to weigh down on you and make you feel trapped. But don’t worry! Everyone has a budget. Some are more restricted than others, but with a little creativity and organizational skills, you will be able to manage perfectly well and become a better person for it. Money comes and goes, but as long as you are doing your part to earn an income and to actively plan and manage your money, you will be fine.

  • Scholarships and Bursaries for Aboriginal Students

    Scholarships and Bursaries for Aboriginal Students

    Bursaries and Scholarships
    The Aboriginal Financial Officers Association of Canada is dedicated to helping Aboriginals reach the highest standard of excellence in finance and management. AFOA’s initiatives in the development of Awards and Scholarships are examples of that commitment.

    See link below for scholarships and bursaries:
    http://www.metisnation.org/programs/education–training/education/bursaries–scholarships

    Want even more options? Check out the scholarships and bursaries for Aboriginal students that we found:

    The Aboriginal Canada Portal
    Offers an online Aboriginal funding tool that offers a way to search for scholarships, bursaries, loans & grants according to your needs.

    Canada Post Aboriginal Education Incentive Award
    The Aboriginal Education Incentive Award is part of Canada Post’s nation-wide scholarship program and commitment to furthering individual potential. Each of Canada Post’s eight regions across the country will grant three awards annually: Two $1,000 scholarships for the return to and successful completion of one full year of high school and One $1,000 scholarship for the return to and successful completion of one full year of post-secondary education, including vocational or trade skills training.

    FAAY (Foundation for the Advancement of Aboriginal Youth)
    FAAY is a scholarship program operated by the Canadian Council for Aboriginal Business. CCAB is dedicated to developing the future generations of Aboriginal leaders. They have scholarships for high school or post-secondary students.

    AMMSA (Aboriginal Multi- Media Society)
    Large listing of scholarships and bursaries available to Aboriginal people (including youth) in a variety of educational programs. You can look up educational institutions and find the awards available to their Aboriginal students only.

    Royal Bank of Canada Aboriginal Scholarships 
    Royal Bank offers scholarships to all Aboriginal people and also has a summer placement program as an award to qualified applicants. Royal Bank has employment opportunities for Aboriginal students in grade 9-12 for summer employment.

  • December Scholarships of the Month – Apply Now!

    December Scholarships of the Month – Apply Now!

    When your exams are over for the month and you’re settling in for your winter break, why not take a few minutes to apply for scholarships? The little extra effort will go a long way to help you realize your post-secondary dreams. Here are a few scholarships we found this month:

    1. The RBC® Black History Month Student Essay Competition – Open to all students in Canada who submit an essay telling their story of how one or more black Canadians have helped define Canada’s diverse heritage and identity through their specific achievements and contributions. Deadline: December 5, 2014. Amount: $1500 – $5000.

    2. Gaspard’s Keep Canada Green Online Scholarship Contest – Open to students across Canada, excluding Quebec. Deadline: April 11, 2015. Amount: $1000 – $2500.

    3. CN Diversity Scholarship Program – Grants are available to support the post-secondary education of women, visible minorities, persons with disabilities, military veterans and people of Aboriginal heritage in Canada. Deadline: December 31, 2014. Amount: $3000.

    4. “Whipper” Billy Watson Education Bursary – Open to students with physical disabilities in full-time study at an Ontario College of Applied Arts & Technology. Deadline: April 25, 2015. Amount: $2000.

    5. AFOA-PotashCorp Aboriginal Youth Financial Management Awards – Open to students in Grades 11 and 12 of Aboriginal Ancestry. Deadline: January 12, 2015. Amount: $5000.

    6. Burger King Scholars – The BURGER KING℠ Scholars program assists employees, employees’ spouses or domestic partners, employees’ children and high school seniors in the United States, Puerto Rico and Canada in continuing their education. Deadline: December 15, 2014. Amount: Top prize of $50,000.

    7. Debut Atlantic Award for Musical Excellence – Awarded annually to an Atlantic Canadian high school music student as chosen by a member of their distinguished alumni. The award recognizes talented youth who are committed to the serious study of music. Deadline: January 31, 2015. Amount: $1000.

  • Myth: I Don’t Need Money – My Parents Pay For Everything!

    Myth: I Don’t Need Money – My Parents Pay For Everything!

    Many young students might think that having their parents pay for their school tuition, shelter, transportation, food, clothing, hygiene products, entertainment and anything else would provide them with enough money to survive university. But this is a myth! The reality is that money is more than something that is used to purchase the things you want and need. Making money is more than just having money in your pocket, it is building your path to independence and self-sufficiency. Making your own money on top of whatever amount your parents are giving you is a great way of creating independence for yourself. This is hugely important because when you are not dependent on others for every aspect of your material survival, you can feel empowered and able to make your own choices. Having the feeling that you control your own life and are not dependent on your parents will inevitably allow you to see your life more clearly and to see exactly how your own decisions affect your life.

    Working is valuable for gaining money and for experience that can be used in different areas of your life. When you work you are taking on responsibility and people are depending on you to do the job. Having people depend on you instead of constantly depending on others is empowering and reinforces your independence. Additionally, building your work experience looks great on a resume and will help you later in life when looking for a job and for getting through your day-to-day life tasks that inevitably require some taking on of responsibility.

    Having your own money also allows you to have a little fun and minimize the guilt you feel when you spend the money your parents give you. If you want to go on a trip to Wonderland with your friends, get your nails done or even buy some new shoes, having your own source of income will allow you to make these little trips and purchases that make life worthwhile. When you have your own money, you are more in charge of the direction that your life will take. Overall, money enables you to be independent and to make choices better suited to you than you would if you were dependent on your parents.

  • Covering the Cost of University

    Covering the Cost of University

    University tuition is a huge expense that leaves many students deep in debt by the time they graduate – especially if they choose to live on their own, either in residence or near campus. Income from summer jobs is difficult to stretch out through the school year. That’s why many students work part-time on or near campus to offset the costs of school.

    But even before you begin to peruse employment options, don’t forget to apply for as many scholarships and bursaries you can find for which you are eligible. Search your school’s website for scholarship and bursary information and ask someone at the finance offices for advice. There is often more money available to students through these awards than there are students who apply for them. So don’t let competition dissuade you from applying. You have nothing to lose and money to gain! (Remember that the most important thing to do with any application for scholarships and bursaries is to have someone edit your work before you submit it).

    On-campus jobs provide another fantastic source of income to help you pay for the school year. There are a lot more options for work than you might think! Some students with disabilities, for instance, require extra assistance reading journal articles or writing down their thoughts. Look for a resource centre on your campus and ask if you could be hired to help out. The work, which is government-funded, pays relatively well. Check out your university’s administration offices to see what else may be available and ask all of your professors what they recommend.

    Off-campus jobs are another alternative means to acquire income as you go to school, but there are things to consider before you apply:

    1. How long will it take me to get to and from the job?
    2. Will my boss allow flexibility so that I can prioritize my schoolwork?
    3. Does what I learn at the job compliment my degree?
    4. Can I get something from the job for free that I would otherwise have to pay for, like a gym membership, food or clothes?
    5. Will I be able to manage my time effectively enough to juggle a job and school?

    It may be a good idea to settle into your classes and develop a homework and study routine before you seek employment. Prioritize your goals and decide how much time you need to commit to your education compared how much time you need to spend earning money.