Tag: money

  • How To Get Scholarship Help

    How To Get Scholarship Help

    When it comes to college scholarships, the more that you can accumulate the better off you will be. You cannot always rely on college financial aid to be enough to get you through college. After all, financial aid is based on your parents’ salary and their assets, not your own. Therefore, if your parents are not willing or able to help as much as their financial aid sheet says they can, then you may have problems and be in need of college admissions assistance to find a way to afford your tuition. The good news is there are several ways that you can seek out college scholarship help.

    Utilize a college financial aid calculator
    The first thing you are going to want to do is head online and look for a college financial aid calculator. Although the tuition charged may change from school to school, you will have a rough idea of where you stand on what you will owe if you use a certified calculator. This gives you an estimate of how much you will be left owing after student loans so that you can figure out the amount of scholarships you will need to cover tuition. Keep in mind that scholarships can be applied before financial aid if they are sent directly to the school, so this is another factor to remember while shopping for useful scholarships.

    Check out your high school guidance office
    The second thing you need to do is make an appointment with your high school guidance office so that you can sit down with your counselor and go over your scholarship options. They are the best window into your local scholarship opportunities.They will know what you are eligible for and, since they have spent years helping other students, they know what you are likely to get. This will help save you a lot of wasted time.

    Seek out college admissions assistance
    Another great office to schedule an appointment with is the college admissions assistance office. Their assistance is also invaluable because they have experience helping freshmen every year. They can help guide you through the scholarships available in your college town so you can afford your education. They can also help you see if you qualify for anything directly from the school, because many times schools offer grants and these can be helpful to put towards your tuition.

    Online scholarship help
    Finally, the last thing you might want to think about doing is heading online to look for scholarships. There are actually many websites designed to offer college scholarship help to college freshmen. Online searches can reap a lot of rewards because you can apply for dozens of scholarships with just one click of a button, making it a very time efficient way to apply for help.

  • Earnings of College Graduates Over 20 Years

    Earnings of College Graduates Over 20 Years

    Statistics Canada recently released a study that looked at earnings for college graduates  over a 20 year period. The study looked at the cumulative (total) earnings for both men and women, as well as earnings based on the degree they received from their college or university . Take a look at the charts below to see just how much money you can make in your career of choice over 20 years!

    earningsfemale

     

    earningsmale

  • Grants for Students with Disabilities

    Grants for Students with Disabilities

    Am I eligible?
    You are eligible if you:
    – apply and qualify for a Canada Student Loan;
    – are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
    – meet the criteria for students with permanent disabilities; and
    – include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.

    What’s available?
    $2,000 per academic year (August 1 to July 31).
    This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.

    Since grant amounts are fixed, the amount you receive may exceed your assessed need.
    Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.

    How do I apply?
    The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.

  • Scholarships and Bursaries for Students with Disabilities

    Scholarships and Bursaries for Students with Disabilities

    You’ve got big academic dreams – they’ve got the funds!

    Scholarships are “free money” given to a student for their college education—unlike loans, this money does not have to be paid back. Many private scholarships are available that grant money to students based on their particular strengths, interests, disabilities and other characteristics or qualities. Finding this money can be the hard part, but we’re here to help. The following is a select list of scholarships particularly for students with learning disabilities.

    Smart Kids with Learning Disabilities Youth Achievement Award

    A $1,000 award for a student with LD and/or ADHD who has demonstrated initiative, talent, and determination resulting in a notable accomplishment in any field–including art, music, science, math, athletics or community service.

    The Marion Huber Learning Through Listening Award

    Three $6,000 and three $2,000 awards available to high school seniors with LD who demonstrate leadership skills, scholarship and a high level of service to others; must be a member of Recording for the Blind and Dyslexic (RFB&D).

    The Hal Hazelett Scholarship

    Two $1,000 scholarships for students with LD, one of which is designated for a student pursuing an education and/or a math degree. One ADD/ADHD scholarship will also be awarded.

    Incight Go Getter Scholarship

    A renewable $750 award available to high school students with physical, learning, cognitive, hearing, or vision disabilities.

    LD Resources Foundation

    Awards of assistive technology tools (ex. Kurzweil products, Dragon Naturally Speaking and MacSpeech Dictate, Franklin Dictionary) are available to college students diagnosed with LD and/or ADHD. Students must be enrolled at a college/university with the intention of pursuing an undergraduate degree.

  • November Scholarships of the Month – Apply Now!

    November Scholarships of the Month – Apply Now!

    You’re in your first year of post-secondary and in the midst of a myriad of assignments and preparing for exams – so you’re probably not thinking about scholarships. But by taking only a few minutes out of your day to apply, you can be on the fast track to free money to help fund your education. If you’re planning on entering college or university next September, many scholarships for 2015 are also accepting applications now. Read on to see what we found this month all across Canada!

    1. Beggs-Dowling-Mathieu Scholarship – Open to all students across Canada. Amount: $1000. Deadline: September 30, 2015.

    2. Bourse commémorative Ken Hildebrant – Open to Quebec students studying an Engineering field. Amount: $2000. Deadline: September 30, 2015.

    3. Bracebridge Generation Award – Open to Ontario students active in environmental causes and/or community service. Amount: $1000. Deadline: September 30, 2015.

    4. Pipe Line Contractors Association of Canada Student Bursary – Open to students whose parent is employed (or has history of employment) with a company who is a member of the Pipe Line Contractors Association of Canada. Amount: Depends on need. Deadline: November 24, 2014.

    5. CIPS Alberta Blaine Feniak Memorial Scholarship – Open to students in Alberta and Northwest Territories who are enrolled in a Computer Sciences program. Amount: $500. Deadline: September 30, 2015.

    6. Barney Danson Scholarship – Open to students with vision loss across Canada who have proven their dedication to success through their academic, personal and charitable endeavors. Amount: $5000. Deadline: May 31, 2015.

    7. Pearl & Max B Herman Bursary – Open to Bachelor degree students at the University of Regina. Amount: $5500. Deadline: September 30, 2015.

  • Tips for Scoring a Scholarships

    Tips for Scoring a Scholarships

    Let’s get real. Post-secondary education is expensive and very few people have thousands of dollars casually lying around the house. Most of us are in search of cash — the type that you don’t have to pay back. In other words, we’re all searching for those illustrious scholarships. If you’re new at this whole “applying-for-scholarships-because-I-need-money-to-pay-for-school-which-suddenly-isn’t-free-anymore” thing, then you’ve come to the right place.

    Here are seven helpful tips that could help you score some extra cash!

    1. You do not get scholarships for simply existing. Almost every scholarship application that you come across is going to inquire about your extracurricular activities and community involvement. You need to do something, be a part of something, or participate in something. You don’t necessarily need to be the three-time reigning champion of every competition you compete in, or the newly-elected President for every fancy club that you’re a part of. You simply need to get out there and participate.

    2. One of the hardest parts of getting free money is finding free money. Luckily, there are people who dedicate themselves to doing it for you! Make sure to check out websites like Scholarship Canada. They have information on hundreds of scholarships— both large and small. Also, take a glance at your school’s website. The majority of Guidance Councillors will actually post a list of scholarships that they’ve come across. But don’t stop there. Go the extra mile and go digging through the websites of other schools. You’re guaranteed to come across a fresh new list filled with new opportunities.

    3. Keep your eye out for obscure scholarships offered by smaller organizations. This may require an advanced Google search and some serious digging but this very well might be the key to your first scholarship. Most students set their targets on big scholarships offered by well-known companies. There’s no harm in applying for those, but your chances quickly diminish when you’re facing so much competition. However, with the lesser-known scholarships that might be sitting on page 17 of a Google search, your chances of standing out in the significantly smaller crowd are far higher.

    4. Your best bet to scoring a scholarship is to apply to as many as possible. This may sound frighteningly obvious but you would be surprised by how many people lay all of their eggs in one basket. Yes, it’s time-consuming and painstakingly tedious but you need to apply, apply, and apply some more!

    5. If a scholarship application sounds too long, too boring, or too overwhelming, there’s a pretty good chance that other students are going to think the same thing and avoid it all together. This, of course, means that you should go ahead and do it! The more tedious the application is, the less competition you’re going to have. So suck it up and get writing!

    6. Never lie. Don’t lie about your qualifications, achievements, activities, awards, or anything of the sort. Just don’t! If you get caught, you’ll suffer from third-degree embarrassment and, even worse, you may sever some really important connections.

    7. Most organizations will release profiles of the previous year’s winner. Take a look at those to find out what kind of people they’re looking for. This might give you some ideas on what to include in your own application.

  • Scholarships for Students with Learning Disabilities

    Scholarships for Students with Learning Disabilities

    You’ve got big academic dreams – they’ve got the funds!

    Scholarships are “free money” given to a student for their college education—unlike loans, this money does not have to be paid back. Many private scholarships are available that grant money to students based on their particular strengths, interests, disabilities and other characteristics or qualities. Finding this money can be the hard part, but we’re here to help. The following is a select list of scholarships particularly for students with learning disabilities.

    Smart Kids with Learning Disabilities Youth Achievement Award

    A $1,000 award for a student with LD and/or ADHD who has demonstrated initiative, talent, and determination resulting in a notable accomplishment in any field–including art, music, science, math, athletics or community service.

    The Marion Huber Learning Through Listening Award

    Three $6,000 and three $2,000 awards available to high school seniors with LD who demonstrate leadership skills, scholarship and a high level of service to others; must be a member of Recording for the Blind and Dyslexic (RFB&D).

    The Hal Hazelett Scholarship

    Two $1,000 scholarships for students with LD, one of which is designated for a student pursuing an education and/or a math degree. One ADD/ADHD scholarship will also be awarded.

    Incight Go Getter Scholarship

    A renewable $750 award available to high school students with physical, learning, cognitive, hearing, or vision disabilities.

    LD Resources Foundation

    Awards of assistive technology tools (ex. Kurzweil products, Dragon Naturally Speaking and MacSpeech Dictate, Franklin Dictionary) are available to college students diagnosed with LD and/or ADHD. Students must be enrolled at a college/university with the intention of pursuing an undergraduate degree.

  • Grants for Students with Disabilities

    Grants for Students with Disabilities

    Am I eligible?
    You are eligible if you:
    – apply and qualify for a Canada Student Loan;
    – are enrolled in a full-time or part-time program (minimum 32 weeks) at a designated post-secondary institution;
    – meet the criteria for students with permanent disabilities; and
    – include one of the following with your loan application as proof of your disability: a medical certificate, a psycho-educational assessment, or documentation proving receipt of federal or provincial disability assistance.

    What’s available?
    $2,000 per academic year (August 1 to July 31).
    This grant is available for each year of post-secondary studies, provided you continue to meet the eligibility criteria. This includes post-secondary studies beyond the undergraduate level. Grant money is issued by your province or territory of permanent residence at the beginning and in the middle of the school year.

    Since grant amounts are fixed, the amount you receive may exceed your assessed need.
    Example: If you qualify for the grant and you have an assessed need of $1,400, you will receive a $2,000 grant. In this case, the grant would cover your assessed need, so you would not need a student loan.

    How do I apply?
    The application process for this grant differs in each jurisdiction. To make sure you meet all the application requirements, contact your province or territory’s student financial assistance office.

  • October Scholarships of the Month – Apply Now!

    October Scholarships of the Month – Apply Now!

    Warm up those typing fingers – it’s time to go after that free money! Check out the scholarships and bursaries we have discovered this month. When it comes to funding your education, nothing beats the assistance that a scholarship can provide.

    1. Dalton Camp Award – will go to the winner or winners of an essay competition on the link between democracy and the media in Canada. Amount: $5000. Deadline: November 15, 2014.

    2. ACL & Associates Ltd. Bursary – Open to students in any field of study at Seneca College of Applied Arts and Technology. Amount: $400. Deadline: October 31, 2014.

    3. Scotiabank Customer Scholarship – Be a Scotiabank customer (or meet the “No Purchase” entry requirements) – see website for full details. Amount: $1000. Deadline: November 5, 2014.

    4. Canada’s Luckiest Student – Open to all Canadian students. Amount: Up to $75,000. Deadline: December 31, 2014.

    5. Nova Scotia Lieutenant Governor’s Respectful Citizenship Award – This award recognizes students in grades Primary to 12 in public schools, private schools, and those that are home schooled and registered with the Nova Scotia Department of Education and Early Childhood Development, who are making a positive difference in their schools, their communities and their province. Amount: Varies depending on need. Deadline: November 28, 2104.

    6. Terry Fox Humanitarian Award Program – In keeping with the spirit of his achievements, the Terry Fox Humanitarian Award program is intended to encourage Canadian youth to seek the high ideals represented by Terry Fox by the granting of commemorative awards for the pursuit of higher education. The awards will be of particular interest to graduating secondary level students and those currently studying towards a first undergraduate degree or diploma in a Canadian university or college. Award recipients must be Canadian citizens or landed immigrants. Approximately 20 awards are granted each year. Amount: Up to $7000. Deadline: February 1, 2015.

    7. TD Scholarships for Community Leadership – The TD Scholarship for Community Leadership rewards students who have shown leadership in many areas, including environmental cleanup, the promotion of social justice, and the fight against child poverty. Amount: Up to $70,000. Deadline: November 28, 2014.

  • The Scholarship Application Process

    The Scholarship Application Process

    If you have decided that you would like to apply for a scholarship then you will need to start by finding one. You will also need to apply early because you do not want to be rushed and pressured to get your application in on time. If you have really good grades and you have been able to maintain them for most of your academic career, look for academic scholarships. If you are really good in sports, then this is where you may want to focus your attention and you will want to conduct a search for these types of scholarships. Just take your time. You will find a large list of different scholarships online, at your local library or even from your school counselor.

    Take some time and really think about your positive qualities. What are you good at? What do people like about you? Do you have any experience or hobbies that make you special or help you stand out from others? What makes you the best person for the scholarship that you are looking at? If you are able to write these things down, you will be more prepared for the entire process when you are ready to start applying and completing applications. It is always best to brainstorm because you will not feel stuck the further along you get.

    Once you have your list of available scholarships you will need to get ready to apply. You should never start this process without taking your time and reading through all of the qualifications and directions very carefully. You may also find a large amount of small print on the pages and you must be sure that you are reading that as well.

    Something that you should look for when it comes to reading the application is to search for anything that says if you will be given special consideration for any work that you have completed in the past. For example, if you volunteered you may be able to write an essay about that and it can greatly improve your chances of getting the scholarship over those individuals that did not volunteer.

    Many of the scholarships that you find are going to require you to apply in the form of an essay. Always have someone read through what you have prepared to ensure that the questions were answered completely and that your spelling and grammar is correct. You will make a very poor impression if you do not do this and your essays are incomplete.

    As you can see, it can be very easy to apply for scholarships as long as you are taking your time. You may be a little bit concerned about this in the beginning but the more scholarships that you apply for the more you will be learning. It becomes easier the more that you do it and you will find that you will be more relaxed as time goes by.

    You never want to let your nerves get the better of you and you shouldn’t give up just because you are unsure about something. What you need to remember is that in many cases you may never meet the individuals that are giving you the scholarship. So, you should just try to relax and put in your best effort. If you do not succeed then no one needs to know. You can just apply for the next one and try even harder. Always try to find out why you did not get the scholarship because this can really help you determine what you may be able to do differently on the next one that you apply for. You can learn from your mistakes and that can really help you in the future if you are willing to turn a negative into a positive when it comes to your college career and your life goals.