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Author: Jasmin Bollman

  • March Scholarships of the Month – Apply Now!

    March Scholarships of the Month – Apply Now!

    March is here and that means exams are, too. Why not take some time between studying to ensure you can get some free money secured for your first year of college or university in the fall? You’ll be glad you did! Check out the latest scholarships and bursaries we’ve found for this month.

    1. OutputLinks Communications Group Sponsors Scholarships – Open to all students who are nominated by an employee of one of the companies that sponsor OutputLink Communication Group’s services. Amount: 3 prizes of $2000 (USD). Deadline: May 1, 2014.

    2.  Society for the History of Discoveries Essay Contest – Open to all students who submit an essay (no more than 6000 words) on the topic of the history of discoveries, such as voyages, travels or cartography. Amount: $600. Deadline: May 15, 2014.

    3. Progressive Economics Forum Essay Contest – Open to Canadian students enrolled in post-secondary education who submit an essay based on political economics or economic theories. Amount: $1000. Deadline: May 5, 2014.

    4. Workers Health and Safety Centre Scholarships – Open to residents of Ontario beginning their first year of college or university in the fall of 2014. Must submit 600-1000 word essay on the subject of health and safety in the workplace. Amount: $1200. Deadline: June 13, 2014.

    5. Scotiabank Sikh Foundation Scholarship – Open to Canadian students who are entering their first year of college or university in the fall of 2014. Amount: $5000. Deadline: March 20, 2014.

    6. Fraser Institute Student Essay Contest – Open to students in high school, undergraduate and graduate programs who submit an essay on the topic of capitalism. Amount: $1500, $1000 and $500 at each education level. Deadline: May 30, 2014.

    7. SOS Children’s Safety Scholarship – Open to Canadian students who submit an essay based on preventing social issues like bullying. Amount: $5000. Deadline: July 31, 2014.

  • Why Red Seal Trades Might Work For You

    Why Red Seal Trades Might Work For You

    You may have heard the advice, “learn a trade – it’s an important skill to have.” That’s good advice: there will always be a need for carpenters, electricians, plumbers, mechanics, and welders. But what exactly is a Red Seal trade? What financial assistance is there for a person interested in becoming a tradesperson? How do you find out which trade is right for you? Read on to find out.

    In short, a Red Seal trade is one where you may work as a tradesperson in any province without having to take extra qualifications. The training and certifications of Red Seal trades are not individualized to each province; rather, they are standardized on a national level. Although each province is responsible for educating and training apprentices, or those who are at an entry level in their industry of choice, the Red Seal Program promotes the coordination of standards across the country. But in order to qualify as a journeyperson with a Red Seal, apprentices need a mix of classroom instruction and on-the-job training. Although they earn money while training on the job, acquiring necessary tools and classroom instruction is expensive.

    The government recognizes the necessity to fund tradespeople. There is a provision called the Apprenticeship Incentive Grant, which is a $1000-$2000 per year taxable cash grant for apprentices once they have successfully completed their first or second year or level of their program in one of the Red Seal trades. Another is the Apprenticeship Completion Grant, which is available to an apprentice who completes their training and acquires their journeyperson certification in a Red Seal trade. But tools are expensive, too. The government provides the Tradesperson’s Tools Deduction of up to $500 yearly to assist in the purchase of new tools necessary for the trade in question. That leaves one final question: which trade to choose?

    In Ontario, there are forty seven trades of the Program’s available 55 that you may choose from. These range from Automotive Service Technician to Baker to Hairstylist to Welder. The official website, www.red-seal.ca, contains a detailed job description of each. For instance, its page on carpentry tells us that “Carpenters construct, renovate and repair residential, institutional, commercial, and industrial … structures made of wood, steel, concrete and other materials.” We read about the risks involved, knowledge that a carpenter ought to have, and other skills that are useful. It tells us the career path a carpenter may be interested in taking. Further down the page, there is a chart that tells us that there is a provincial certification in all thirteen provinces and territories. Beyond that is additional information with links to relevant documents. You can also find this information on any of the other Red Seal trade pages. Read them over and decide which one may fit you best. Do you have an affinity for working in the kitchen? Bakers and Chefs can become Red Seal certified. Like tinkering with engines and other machines? A wide variety of trades will let you do just that: Automotive Service Technicians and Heavy Duty Equipment Technicians are among those who may acquire their Red Seal.

    The opportunities are numerous, and you can work anywhere in the country. Why not look into qualifying for a Red Seal trade?

  • Spring Has Sprung

    Spring Has Sprung

    After a seemingly endless winter, filled with multiple storms (and even bouts with ice), March is a welcome sight on the calendar. It is, after all, the month that ushers in Spring – a season that Canadians look forward to with much anticipation each year.

    It’s not just the melting of the snow that we have to look forward to, either. March signals exam season for many students, whether you’re in secondary school or college. It’s important to stay on your toes during this time, both mentally and physically. Staying as healthy as possible will keep your brain sharp and allow you to really concentrate on getting that studying in (so you won’t have to be faced with that dreaded all-nighter the day before your finals).

    Maybe you’re getting prepped to graduate from high school this year. With it comes the question of where and when you’ll head off to post-secondary education. If you’ve already got your applications in, now is the perfect time to start researching scholarships to help fund your university dreams. As always, JobsPeopleDo.com has compiled a list of the latest scholarships to hit the scene and help you along the way. After all, free money is the best kind of money!

    We also have some big changes in store that we can’t wait to share with you!

    Until then, have a great March (and March Break!).

    Jasmin Bollman
    Content Editor

    Don’t forget – be a mentor. Someone needs you!

  • I Like History Because…

    I Like History Because…

    Not only can we learn from history, but history makes us who we are!

    There are people who think history is boring – and sometimes it is.  For some people, history is just about remembering a lot of dates.  What happened on the 10th of July in 2003?  Who knows?  But history is more than just a bunch of dates.  History is also the story of the world. How do we know who we are without it?

    Think about it: what would your answer be if someone asked you,“who are you?”  Would you tell them you are a human who lives in North America on the planet Earth?  Or would it be a little more personal?  Maybe you would say, “I’m Anna.  I’m Brad and Janet Duffy’s daughter.  I am in the 6th grade at Sir John A. MacDonald Elementary School.”  I think most people would say something like that if they were asked who they were – and that is history!  History is simply a story and it can be as short as what you did last night or as long as all the books in the library combined.

    Now that we know what history is, the next thing we need to figure out is: why is history important?  Well, just like how knowing your own history tells you who you are, the history of a country tells us who the people of that country are and world history tells us who the people of Earth are. History gives people a shared story, one they can gather around and celebrate.  For example, your family may have its own traditions and heritage, but on Canada Day we are all celebrating the same thing.

    You may still be wondering, however, why history is an important subject to study in school.  Along with teaching us who we (and others) are, history also teaches us many important lessons.  You have probably heard the old saying that we learn from our mistakes and it is true – everyone learns from their mistakes!  Well, you can consider history a record of some of the greatest mistakes and successes ever made.  Imagine if your parents never taught you to look both ways before you crossed the road?  I bet you’re glad they did!

    Humanity has come as far as it has thanks to our unique ability to learn from the past.  And that is not just from our mistakes, but from the mistakes of others, too. This is something we should never stop doing!  So whether it is the story of your summer or ancient history, remember that history is our story and we can learn from it.

  • Staying Healthy During Exam Season

    Staying Healthy During Exam Season

    Exam season is easily one of the most stressful times of the year for students. For some, it might even be the worst.  Now image how bad the season would be if you were sick! To prevent this, it’s important that you’re taking the necessary steps to cater to your health. Below are some tips to help you survive that dreaded time of year. And even if exam season has passed for you (thank goodness), just keep these tips in mind for the next time around.

    When it comes to exam season, sleep is almost always the first thing that goes out the window for students. It doesn’t have to be this way! If you set your schedule up properly, you can find yourself catching a full night’s worth of sleep every day! The key to this is studying in advance. Far too many students begin studying for two or three days before the actual exam. Because of this, they find themselves pulling consecutive all-nighters. If you begin studying about a week in advance, you can spread your notes across more days and you’ll have with a few more hours each day to allocate to sleep! Also, don’t be afraid to take a nap once in a while. If you find yourself dozing off every other minute, you’re probably not retaining any information. In this case, you might as well just take a quick nap to re-charge yourself.

    Believe it or not, a lot of students actually refuse to sleep at all because they fear sleeping in for an exam and missing it! Although it’s a valid concern, it’s definitely not healthy. Instead of pulling an all-nighter out of fear, set several alarms or ask a friend to set an alarm then give you a wake up call! This works especially well if you’ve got a roommate.

    Your brain is like a giant battery that needs to be recharged often enough to keep it functioning properly. With all the craziness of exam week, many students forget to eat properly, opting for highly caffeinated beverages and chocolate bars instead. Not only is this unhealthy, but it will also work out for the worst in the end. Your body and your brain will be running low on energy which will ultimately reduce the amount of time that you can stay alert and retain information. To give yourself the energy that you need, take some time out of studying to have a well-balanced meal. In fact, you should set a daily schedule for eating so that you make sure you’re on the right track. It’s far too easy to get lost in the notes and readings that you have to do and forget about your healthy

    One of the most important things that students forget to do is cater to their mental health. With hours of endless studying on the schedule, it’s easy to find yourself feeling down. If this is the case for you, take a few minutes every now and then to treat yourself!  Spending a few minutes with some friends or doing a bit of exercise will make you feel far more energized. You’ll be able to get back to your studies with a refreshed mind and perhaps a smile on your face too!

     

  • I Want to Be a Music Teacher

    I Want to Be a Music Teacher

    Listening to music can be fun, but learning to play an instrument can be even better. Have you been taking music lessons? Some people can learn to play an instrument on their own, just by practicing their skills. Most people, however, need to learn from an expert. Music teachers help students learn the theory and techniques of playing music.

    Becoming a music teacher begins with knowing music. If you choose to become a piano teacher, you should know how to play the piano, and if you decide to become a clarinet teacher, you should be able to play your instrument. However, playing well is not enough. You also need to know about music theory, music history, and possibly even about composing (writing) music. How much you need to know depends on the age of your students and the level of music they want to learn. Students who want to reach a professional level of musical ability will need a teacher with a high level of skill in the instrument.

    Besides professional skills, music teachers need to know how to work with students, some of whom might not be interested in what they are learning. Some music teachers work in schools, where they teach regular classes to groups of students, but others teach students one or two at a time, either in their own homes or in the students’ houses. Flexibility in choosing a location depends on the size of the instrument and the needs of the teacher and students. A flute, for example, is much easier to carry than a piano.

    Another important skill is the ability to make arrangements for events like music recitals. In school, students do assignments and take tests to show what they have learned. How can anyone test a student’s musical ability? One way is through recitals, when students play music in front of an audience. As a music teacher, you might have to help students choose and practice the pieces they want to play. You might also need to make other arrangements for events like these, such as renting a room and finding chairs where people can sit. Even if you get help for tasks like these, you will have to learn the organizational skills to make sure that everything gets done.

    If you love music and enjoy sharing your skills with others, the job of music teacher might be a good choice for you.

  • Embrace Your Weirdness

    Embrace Your Weirdness

    A lot of people spend time trying to fit in. They don’t want to stand out or be considered different, weird, awkward or strange. Having the same clothes, interests and ideas seems like the most important thing in the world. Everyone just wants to fit in.

    But who established what is normal ?  And what exactly is considered weird? For most people, normal is what they are used to and weird is what they are not used to.

    The word weird is defined by www.dictionary.com in three ways, one of which is fantastic and bizarre. Interesting, isn’t it, how we took a word meaning fantastic and bizarre and created a label for people with an unflattering connotation? When you look at it like that, being “weird” really doesn’t seem that bad. In fact, some of the most successful people in the world were considered strange, different or weird growing up.

    Take Justin Timberlake, for example. He was once quoted as saying, “I grew up in Tennessee, and if you didn’t play football, you were a sissy. I got slurs all the time because I was in music and art.” He also suffers from Attention Deficit Disorder (ADD) and Obsessive Compulsive Disorder (OCD), both of which haven’t stopped him from succeeding.

    Prince Harry was ridiculed and bullied for being a redhead. He was quoted as saying he was teased “for being ginger.” However, not everyone made fun of him. His fellow soldiers in the British Army all wore red wigs to make him stand out less in combat.

    Michael Phelps is one of the most successful Olympians of all time, but as a kid his long limbs, large ears, and lisp caused him to be bullied and teased by his classmates. He also has ADD, and was told he’d “never be able to focus on anything.” Yet he didn’t let that stop him. He used all of his feelings, both good and bad, as motivation to win and as a result became the most decorated Olympian of all-time (winning 22 medals, 18 gold, 2 silver and 2 bronze).

    Chris Colfer, who plays Kurt on Glee, was called a “freak” growing up. He said, “I was teased daily, mainly because of my voice. They said I sounded like a chipmunk! Now everyone likes to remind me how they used to be my best friend, but I have a very good memory- that wasn’t always the case.”

    Lady Gaga has said she didn’t have the best high school experience. She said she didn’t fit in as a teen. “I wanted to be like Boy George and I felt like a freak. So I like to create this atmosphere for my fans where they feel like they have a freak in me to hang out with, and they don’t feel alone.”

    The list of differences goes on and on…

    Albert Einstein, whose name is pretty much synonymous with genius, was a theoretical physicist, and one of the most renowned scientists of all time. However, he didn’t talk until he was four and he didn’t learn to read until he was seven. It is now believed he had Asperger’s Syndrome, which is a form of Autism. Sir Isaac Newton is also believed to have had Asperger’s, and he too was a mathematical and scientific genius.

    Jay Leno, Orlando Bloom, Vince Vaughan, Alexander Graham Bell, John Lennon and Muhammad Ali all had dyslexia.

    Christopher Columbus, Karina Smirnoff, Eleanor Roosevelt, JFK, Walt Disney, Will Smith, Jim Carey and Ernest Hemingway and Bill Gates had ADD.

    Mozart, Daryl Hannah, Tim Burton, Andy Warhol and Susan Boyle all had or have forms of Autism.

    All of these people were considered weird for how they behaved, what they felt and what made them different. They all experienced obstacles they needed to overcome, and they did so by embracing their weirdness. They didn’t let others define who they were and what their limits would be.  They used their uniqueness to their advantage and succeeded. So don’t be afraid to embrace your weirdness too. As Lady Gaga has said, “let your teenage freak flag fly.”

  • Working In the Trades

    Working In the Trades

    When considering working in the trades, there are a few important questions to ask.

    Firstly, you should find out how much the job pays. Thinking this may make it may feel that you are only looking to make money, but the reality is that, at some point in your life, your parents will not be there to pay the bills for you and you will have to step up to the plate and pay for your lifestyle. Whether you are a “stick-to-basics” kind of person or a “lavish lifestyle” kind of person, you will need to pay for your life and so you will need to make enough money to feel comfortable.

    There is a realistic way to evaluate how much money will really be enough for you. I suggest creating a budget for yourself to identify exactly how much money you spend on the various aspects of your life. You could try tabulating a spreadsheet and counting up all the different aspects of your life that cost money, including the major categories like rent, food, clothing, hygiene products (like shampoo, toothpaste, etc.), entertainment (movies, cable TV connection), school tuition and so on. Once you’ve identified how much money you expend each month, you can multiply that by twelve to find out how much you need per year.  This should give you a good idea of how much you NEED to make per year, and from there you can evaluate what you WANT to make per year. Factor in long-term goals, like buying a car or a house.

    Secondly, you will want to evaluate what type of work interests you. Do you like physical work like what is demanded in plumbing and carpentry, or do you prefer to work in an area more focused on being indoors (like a job peripherally related to the trades, such as being a sales manager or receptionist)?  Knowing what the requirements are for the career you are looking at doing for the rest of your life is essential, because you will spend so much of your time doing this work; It is important to love it.

    Thirdly, it is important to consider what resources are available to you to help you get yourself the job you want. Sometimes a job may seem great in your mind, but the potential for landing a job in that field can be difficult. A current example of this conundrum is teaching, where there are very few teaching positions available that are full time and permanent. Looking into volunteer, internship and permanent positions available in your is great way to do some research and prepare yourself for working in your chosen field.

    Thinking about the above three factors should help you to identify what career in the trades is best suited for you. Good luck!

  • What Is the Student Loans Process?

    What Is the Student Loans Process?

    As an Ontario resident, you have two different types of student loans you can apply for. The first is federally mandated (Canada Student Loan) and the second is from the provincial government itself (Ontario Student Assistance Program – OSAP). You can also apply for both at the same time using the Canada-Ontario Integrated Student Loan program, which is accessed via the National Student Loans Service Centre.

    Sounds good – but where do I go to apply?

    The best way to apply is online via the OSAP website. You will need to register to use the site by providing some personal information, including your social insurance number.

     https://osap.gov.on.ca/OSAPSecurityWeb/public/login.xhtml?lang=en

     I’ve registered – now what?

    Gather information about your financial situation. You will be asked to provide an overview of your expenses for the school year (rent, utilities, food, etc.). The more information you can provide the better. You will be asked to print out and sign a declaration indicating that the information you have provided is true and accurate. If a parent or guardian will be helping you out financially during the school year, this information needs to be included on your application and they will need to sign their own separate declaration form.

    How much money will I get?

    The amount you get will depend on your unique financial situation. This is why it is important to provide as much information as possible during the application process. The maximum amount you can receive per week is $210 from the Canada student loan portion and $150 per week for the Ontario portion. It is important to note that you will not be given money weekly – it will be paid out to you in a lump sum at the beginning of your semester. This means budgeting is extremely important!

    When can I apply?

    If you are going to be attending school in September 2012, you can apply as early as May 2012. The latest you can apply is 90 days before the end of your study period. It is recommend to apply as soon as you are able to prevent any delays in receiving your funding.

    My application was accepted – when do I get my loan?

    Shortly before the academic year commences, you will be either sent a cheque or a funding certificate. Most students will receive a funding certificate. This certificate is a legal form that authorizes the release of a loan to the student via the National Student Loans Service Centre. This certificate must be taken to a designated Canada Post outlet to be converted into your student loan (you can find a designated outlet by visiting the following link: http://www.canlearn.ca/eng/onlinetools/canadapost/cp_clf/on.shtml)

    You will need to provide a void cheque with your funding certificate so the funds can be electronically deposited into your bank account. You can arrange to have a cheque mailed to you if you prefer.

    Your student loan will then be dispersed to you twice – the first at the beginning of your studies in September (generally, 60% of your total loan amount) and the second at the beginning of January.

    You can always get help and more information by visiting the OSAP website directly. The following link will help you get the answers to the majority of your questions:

    https://osap.gov.on.ca/OSAPPortal/en/PostsecondaryEducation/OSAP/GettingOSAP/HowtoApply/OSAP004031.html

    Good luck and happy studying!

     

  • Tips on Student Finances

    Tips on Student Finances

    1. Start planning your finances early. Figure out how much money you’ll need as soon as possible (tuition, ancillary fees, books and supplies, living expenses) so you’ll know how much financial support you’ll need. Include a realistic monthly budget for transportation, laundry, groceries, toiletries, entertainment, rent, etc.

    2. Use free money first if you have access to it (money from parents, money saved for your education including RESPs, scholarships and bursaries, etc.). If you need to borrow money, use low interest or no-interest options first, with OSAP being the best example. If you need to borrow money on top of that, try and get a cheap student loan. Stay away from credit cards if you can.

    3. Check out the OSAP Access Window at http://osap.gov.on.ca. The OSAP Access Window was developed by the Ontario government to help students make informed decisions when planning for their post-secondary education. It provides approximate costs by post-secondary institution, OSAP funding estimators, repayment tools and lots of other useful information.

    4. Explore early the scholarships, awards and bursaries offered by the university. There may be some program-specific or special interest awards that you may be eligible for. Many scholarships, awards and bursaries have deadlines and require applications.

    5. Don’t miss an application deadline. Include deadlines for financial support applications in your calendar and make sure you apply in time to be considered.

    6. Investigate getting a job as a source of income. If you need to work, work as much as possible in the summer period, rather than during the school year. If you need to work during the school year, try to avoid working a great deal in your first semester or in any semester that you expect to be particularly challenging. If you expect to be pressed for cash, consider postponing your studies for a year and saving some money, or consider reducing your course load from five or six courses to three or four courses per semester.

    7. Look into various means of saving money:
    • Brown bag it. Packing your own lunch is cheaper and healthier.
    • Buy new to you. Whether it’s used books, secondhand clothing or garage sale furniture, you can find what you need at a fraction of the cost.
    • Shop online to browse, create budgets, compare prices and take advantage of online savings.
    • Take advantage of student discounts. Be sure to flash your student ID at entertainment venues, on public transportation and anywhere else that will take it. Check out special deals through your student union.
    • Pick up the free weeklies to see what entertainment is going on in the city for free. Also check out free events hosted by the university.
    •Maximize public and active transportation (walking, cycling) to keep commuting costs down.
    • Avoid the latte effect and buy a coffeemaker or a kettle to make your own.

    8. Resist the temptation to sign up for a student credit card. If you end up falling into the “this-is-my-only-credit-card” crowd, make sure you get one with a low interest rate and ask them to fix the credit level at $500. Then be sure to use it only for emergencies. When credit cards are the only accepted methods of payment, as in online transactions, save the money you will need before you make the purchase. Then pay off your credit card immediately after charging it.

    9. A line of credit typically has a much lower interest rate than credit cards. A line of credit can be a cost-effective, convenient way to borrow money for a short period of time. Most financial institutions have a student line of credit that offers a lower interest rate, no annual fee and fairly lenient terms and conditions.

    10. Monitor your expenses. Keep all your receipts and track your expenses. This will force you to write down how much you’re spending, prompting you to think about whether you really need to spend that money or not. This will also definitely let you know if you need to change your spending habits and/or increase your income before it’s too late.

    11. If you find you’re running into financial difficulties, immediately speak to a student financial assistance advisor on campus or at your bank. They will look at your budget and give you some good advice before you get in over your head.